Prairie Eco-Thrifter

MARCH 4, 2014

I figured the keys to financial success were: Get a good education. Save money in a bank account (or perhaps a company retirement plan). If all you do is use the savings account, you’ll never grow your wealth fast enough to truly enjoy it while you are young enough to. Get a good job. Retire and work no more.

Money 237

Money Property Taxes United States 2007 237

Prairie Eco-Thrifter

SEPTEMBER 11, 2014

Aside from a couple of brief forays into non-bank type accounts in the eighties and one family investment club, my investing experience dates to the early 1990’s. We finally had enough income left over after paying expenses and saving for kids to attend college to start investing it. AIP is effective. Some years that hurt!

Money 162

Money Bank Banking Taxes 162

Couponing 101

JULY 26, 2011

Did you know that: * Nellie Mae reports that the average amount of credit card debt held by college graduates is $2,700. * USA Today reports that the average college graduate owes about $19,000 in student loan debt. Thinking of having over $21,000 in debt after graduation is enough to make too many kids reconsider college!

Saving Money 103

Saving Money Money Kids Debt 103

Family Balance Sheet

JANUARY 3, 2012

Start a Car Replacement Savings Account. Start College Savings Accounts for our Girls. Our oldest daughter is in Kindergarten and we have not started to save for her higher education. Our oldest daughter is in Kindergarten and we have not started to save for her higher education.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Family Balance Sheet

FEBRUARY 19, 2022

Today at age 50+, I still optimize our cash flow, but my focus is shifting towards saving with our daughters’ future education costs, building our net worth, and planning for our retirement years. Manage long-term savings, such as retirement, college savings. Pay our bills in a timely manner.

Office 130

Office Family Finance Kids and Family 130

Saving Cents With Sense

MAY 26, 2014

Most people want to get out of debt, while others want to save for their children’s college educations or a new home. Instead of opening a savings account with a negligible interest rate, purchase gold and silver bullion (coins and bars).

Emergency Fund 71

Emergency Fund Goals 2008 Debt 71

Prairie Eco-Thrifter

MARCH 4, 2015

One of my nieces did this when borrowing for college. Now she has much more debt than her education should have cost. Rich people can borrow from their brokerage accounts, typically at lower rates and with less hassle. While it may be tempting to borrow ‘just a bit more than I need’, don’t do it.

Debt 100

Debt Used Money IBM 100

Saving Cents With Sense

JANUARY 1, 2014

I have many ways for you to start saving, including couponing, but before you become overwhelmed with the idea, here are 10 tips that are simple, easy and will make you one savvy shopper in 2014, so you can start saving more. 10 Savvy Ways to Save in 2014. Pay yourself first with a savings account.

2014 88

2014 Saving Bills Emergency Fund 88

Saving Cents With Sense

JANUARY 3, 2017

Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Pay yourself first with a savings account. It is simple to open a savings account if you haven’t already. Record all your expenses for one month.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Savings Corner

DECEMBER 24, 2023

Instead, they are deposited into a savings account, and you make payments on your balance for the duration of the loan. Investing in yourself Personal loans can be used for some educational purchases, such as pursuing a workplace certification or attending a career-boosting seminar. Can anyone get a personal loan?

Debt 52

Debt Credit Cards Credit College Tuition 52

Saving Cents With Sense

JANUARY 1, 2015

Before you know it, you will be saving more in 2015 and become a savvy shopper! 10 Savvy Ways to Save in the New Year. Pay yourself first with a savings account. It is simple to open a savings account if you haven’t already. Record all your expenses for one month.

New Year's 40

New Year's Saving Bills Emergency Fund 40

Saving Cents With Sense

OCTOBER 30, 2012

I have a passion for higher education. Part of the reason is because I worked in higher education for over 10 years, have several degrees and love to learn. But another huge reason is because I know that a college education can make a huge impact in one’s life. Funds can be used at most accredited colleges.

College 53

College Arizona Finds Education 53

Penny Pinchin' Mom

FEBRUARY 16, 2024

Do you have a retirement plan or a healthy savings account? How about an education policy for the kids? You could be saving for a vacation, a new car, or your kid’s Harvard education (yes, be specific with the school; find out how much tuition is and save towards that specific figure).

Money 52

Money Insurance Debt Bulk 52

Savings Corner

DECEMBER 25, 2023

A savings account just won’t build wealth. Your plan’s administrator – which is sometimes a big broker such as Fidelity , Charles Schwab or Vanguard – may offer tools and planning resources, helping you educate yourself on good investing practices and the options available in the 401(k) plan. Or paying for college.

Taxes 52

Taxes Growing Money College Tuition 52

The Frugal Girl

MARCH 4, 2024

I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation. We, as a country, owe our young people a more comprehensive education. What’s the “why” behind your money-saving efforts? That’s not right. Alan doesn’t share that regret.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Prairie Eco-Thrifter

AUGUST 19, 2012

Education is the key here. Educate yourself about financial matters as they apply to your circumstances. It’s not for paying bills, going on holidays or paying college fees; no matter how urgent these might be, they are not emergencies. If financial disaster can’t be avoided, how do we at least minimize its effects?

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222