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A Goal Without a Plan is Just a Wish

Family Balance Sheet

However a few years ago, we found ourselves with too much debt and not enough cash. Within a year after settlement, we found ourselves with a lot of debt, not enough cash flow, and very little set aside for emergencies. As much as I wanted to be a property owner, the extra debt was beginning to suffocate us.

Goals 100
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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

These things can hurt your credit score or impact your debt-to-income ratio, which can imperil your final loan approval. If there are problems that haven’t been addressed, have your agent communicate immediately with the seller and your lender. Keep your finances and credit in good shape from preapproval until closing day.

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Meet a Reader | Biker Liz

The Frugal Girl

A family picture with my parents His degree took 5 years, and during those 8 years of essentially being a 1-income couple with kids after 10 years of being a 2-income couple with no kids, they’d racked up $30k in credit card debt because they didn’t adjust their spending to their change in circumstances.