Prairie Eco-Thrifter

DECEMBER 17, 2013

I’ve noticed a trend lately in the blogosphere of bloggers pushing rewards credit cards to travel for free. Most people have a credit card and why not get some free travel for using it? If you travel more than once per year, typically you won’t be able to churn credit cards to get that many free trips anyway.

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Prairie Eco-Thrifter

JUNE 30, 2011

Guest Post Author Bio: By Odysseas Papadimitriou, CEO of Card Hub, an online marketplace for cards ranging from business credit cards for new businesses to secured credit cards. Like a plane, boat, passport or luggage, a credit card is important to any trip overseas. Let’s find out.

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Credit Cards Credit Luggage Travel 169

Prairie Eco-Thrifter

JUNE 13, 2011

Equating credit cards and being eco-friendly may seem like a stretch, but there are many options available for those who are environmentally conscious and carrying plastic. As a matter of fact, a credit card might be a better idea all the way around for the environment. Four Crazy Credit Card Scams.

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The Frugal Girl

APRIL 2, 2024

I wish I’d never signed up for the “free” trial because this site makes it very hard to contact them (oooh what a surprise), but I filled out the cancellation form, and if that doesn’t work, I’m just gonna dispute the charge with my credit card company.

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Prairie Eco-Thrifter

FEBRUARY 10, 2011

Mike is the owner of CreditCardForum.com, which is a forum and blog for discussing credit-related topics. Recently, he’s been working on a list of the best gas credit cards and his most recent credit card review was for the Chase Ink card. Gotcha #1: Caps on rewards. Gotcha #3: Expiration of rewards.

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Credit Cards Gas Credit Fuel 113

Prairie Eco-Thrifter

FEBRUARY 21, 2011

And because the little things things in life can really add up, let’s look at how you can help to save the world using one tiny everyday thing: your credit card. How A Credit Card Could Reduce Your Carbon Footprint. Can something as small as using a credit card on everyday purchases help the environment?

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For the Mommas

JANUARY 20, 2016

Credit Card Rules You Should Live By. Ah, the credit card. That magical card of freedom. You may have gotten your first card in college, before you had any salary at all but just in time for that upcoming spring break trip: clothes, gas money, hotel…and then, one month later… BOOM! Just say no.

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Motherhood Moments

DECEMBER 15, 2022

Get cash back with your credit cards. Did you know that most credit cards have deals and offers attached to them? If I also have an offer attached to my credit card for the retailer where I’m purchasing my chocolates, I can use both! Activate this offer—you’ll get 10% cash back!”

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Family Balance Sheet

APRIL 1, 2015

It was all consumer debt spread over 5 credit cards. With those principals in mind, we enrolled in a debt management program (DMP) through our local credit union and reduced our interest rates on all of our credit cards and began paying them off. We cut up our credit cards and never used them again.

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Prairie Eco-Thrifter

JANUARY 8, 2013

I learnt many of them from personal experience when I realized that I had to do something about my credit card debt that was spiraling out of control. I was spending more than I earned, using my several credit cards to buy just about everything and paying off one balance so I had enough credit to pay another.

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Savings Corner

DECEMBER 25, 2023

If you don’t have a credit history, it’s hard to get a loan, a credit card or even an apartment. But how are you supposed to show a history of responsible repayment if no one will give you credit in the first place? There are also ways to use rent, phone and utility payments to build credit.

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Family Balance Sheet

APRIL 19, 2016

Aaron’s day-job is as a photo stylist for a national sports gear company. It was a mix of college loans, a personal loan from my parents (for college), an overdraft account, and credit card debt. The post Find out how Anna paid off $23,605 in college, personal loans, and credit cards. How much debt did you pay off?

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Motherhood Moments

FEBRUARY 21, 2023

Browser Extensions Several companies like Capital One offer browser extensions that, once enabled, will do the grunt work for you of automatically applying savings if you use that particular credit card, or other extensions that will alert you to a better deal elsewhere.

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Prairie Eco-Thrifter

JULY 15, 2013

As I read financial blogs, I find that a lot of bloggers seem to like to pay for everything with their credit card. You can get rewards or cash back , the credit card company tracks all your purchases for you and may even show you a yearly statement indicating the percents you spent on that card in various categories.

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For the Mommas

NOVEMBER 6, 2021

This company gives you the chance to try hundreds of products from brands who want reviews from consumers like you. All you need to do is sign up (no credit card is required) and request FREE products to try and review. Here is an amazing offer for all the freebie hunters!

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Giving Credit Cards Consumer Credit 59

Prairie Eco-Thrifter

SEPTEMBER 3, 2013

I would be doubtful too if someone told me that, but the truth is that it’s rather easy to do if you have a rewards credit card and work hard to maximize your earning potential with it. Here’s what I do to make sure I can take a free vacation or trip at least once a year using just my points: Use the card to pay for everything.

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Vacation Credit Cards Frugal Airline 200

Prairie Eco-Thrifter

JANUARY 18, 2019

With tight regulations in multiple states, auto title loan companies continue to thrive. Funding is almost as immediate as a credit card. For those that don’t know, a personal line of credit is an unsecured revolving account that comes with a variable interest rate. Credit Cards. Payday Loans.

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Prairie Eco-Thrifter

FEBRUARY 2, 2014

In addition to stealing credit card numbers , Target now admits that thieves were able to also get people’s names, mailing addresses, e-mail addresses, and phone numbers. If you prefer to use credit cards for the convenience as well as the credit card rewards, you may instead choose to freeze your credit.

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Savings Corner

DECEMBER 27, 2023

Top balance transfer credit cards BankAmericard® credit card: 0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days of opening your account. Read our review of the BankAmericard® credit card. But most people can’t go wrong with these award-winners.

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Savings Corner

DECEMBER 24, 2023

One of the biggest benefits of a personal loan is that they often charge lower fixed interest rates when compared to other forms of lending, like credit cards. Pros Lower interest rates: Personal loans typically have lower interest rates compared to credit cards, especially if you have a high credit score.

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Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

JANUARY 1, 2013

I was an expert at this; I spent every dollar I earned and juggled multiple credit cards to pay bills and buy whatever I thought I had the money for. Of course, by using credit cards for purchases and bills, I was spending money I didn’t have and probably wouldn’t have any time soon. Minimum Payments On Credit Cards.

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Emergency Fund Credit Cards Personal Finance Finance 272

Savings Corner

DECEMBER 25, 2023

How a HELOC works A HELOC works similarly to a credit card: you’re able to borrow up to a certain limit as needed, rather than taking out a lump sum all at once. Unlike a credit card, however, you shouldn’t use a HELOC to pay for everyday expenses.

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Family Balance Sheet

OCTOBER 15, 2021

Side Note #1: I do not advocate the use of credit cards unless you are able to pay off the balance every month so as not to incur fees and charges. If you are committed to paying your credit card off at the end of every month so as not to incur fees and charges, consider signing up for the Upromise Mastercard.

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Savings Corner

DECEMBER 27, 2023

Here are the essential steps on how to start a business, from choosing the right business idea, creating a solid business plan and structuring your company to opening a business bank account and choosing the right accounting software. Am I getting the best advice? See your loan options with Fundera by NerdWallet 8.

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Savings Corner

DECEMBER 27, 2023

GAAP is a collection of accounting principles and standards that public companies must follow to make sure their financial reporting is consistent. Plus, generally accepted accounting principles, also known as GAAP, require public companies to use accrual accounting. What are generally accepted accounting principles (GAAP)?

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Software Personal Finance Credit March 52

Prairie Eco-Thrifter

JULY 9, 2013

They didn’t use credit (I’m not even sure they ever had a mortgage!) until late in life and then only credit cards. They paid off the card balance each month and bragged about using the credit card company ‘s money for free for a month. His lesson learned: “Avoid credit card debt.

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Prairie Eco-Thrifter

JUNE 12, 2016

In most all cases you can get loans with no credit check from your friends and family. Credit Card Cash Advances. If you own a credit card, you can get fast access to the cash you need if your credit card company provides you with a cash advance.

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Savings Corner

APRIL 4, 2024

Credit card rates are lingering above the 20-percent mark, and personal loans can stretch into the 25–35 percent range for borrowers with less-than-perfect credit scores. First, you need to have a real commitment to not build those credit card balances up again. to 10 percent. How does a home equity loan work?

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The Frugal Girl

NOVEMBER 22, 2023

I am also very curious if service people receive 100% of the tips given via credit cards and apps. I’d prefer for companies to just charge a price that allows them to compensate their employees fairly. What is considered a good tip? Do you reward for service in advance? What if someone is rude or does a terrible job?

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Motherhood Moments

JUNE 24, 2023

Always shop social media with a retailer who facilitates paying through secure methods such as credit card or PayPal, which has buyer protection. No legitimate business will ask for you to do this, so this is a sure sign of a scam.

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Prairie Eco-Thrifter

JULY 6, 2014

There are numerous car rental companies and locations in the major metropolitan area close to my son’s home. Everyone says don’t get the insurance, that your own car insurance (or perhaps your credit card) will cover you. Some companies will make you stick to your original rental period. Rent on a weekend.

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Rental Car Cars Car Rent 167

Coupons Do Work

OCTOBER 3, 2016

Since I do not use a credit card anymore (and read recently that banks are in debt due to too much credit cards out there), why not start saving now, with these easy tips : Want more frugal tips/ articles/ DIY stuff? Christmas is around the corner — uh-oh! that means, money! TryMyUI Sign- UP.

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Prairie Eco-Thrifter

FEBRUARY 1, 2011

If you want to protect yourself and your family, try the following tips: Don’t give anyone your personal information unless you know the person or company you are dealing with. Don’t disclose your credit card number to an online vendor unless it is encrypted and the site is secure. How did you handle the situation?

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Identity Theft Credit Cards Hard Drives 2004 150

Prairie Eco-Thrifter

JULY 16, 2012

Arms Banks may choose to not be involved in lending directly to companies involved in the arms trade or who are involved in supplying arms to regimes but this does not necessarily mean that they have no involvement in the arms trade. Charity Involvement Some companies have a strong commitment to supporting charities.

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Bank Banking Fair-Trade Debt 186

Couponing 101

FEBRUARY 4, 2019

Read on to learn all about Sam’s Club membership , Instant Savings Book , Last Chance Buys and member credit card perks. These are the items that are left over from last season that the company wants cleared out of the warehouse ASAP to make room for the upcoming season’s merchandise. Sam’s Club Credit Cards.

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Prairie Eco-Thrifter

FEBRUARY 26, 2013

You haven’t had time to pursue exercise and with holiday indulgences coming due on the credit card you don’t have spare money to buy a gym membership. Across the nation, business associates in companies compete with associates in other companies in their city in a large variety of sporting events.

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Saving Money Money Motivation Saving 221

Prairie Eco-Thrifter

AUGUST 17, 2017

Knowing someone in the company or field is your best bet to landing a position. High school grads today have seen parents using credit cards (or maybe even their cell phones) to charge everything from gas to groceries to online purchases. Yes, if you have a job or a co-signer you probably can get a credit card.

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