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How to Freezer Your Credit and Protect Yourself from Identity Theft

Prairie Eco-Thrifter

Identity theft is something that both consumers and retailers struggle with. On the consumer side, if your identity is stolen, reclaiming it is a long, arduous process that may cost you thousands of dollars. Retailers also need to protect your identity. What’s a consumer to do? Use cash only?

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Is Your Smartphone Putting You at Financial Risk?

Prairie Eco-Thrifter

Saved credit card information on shopping apps encourages thieves to make purchases with ease. From pretending to be you and trashing your credit, to outright stealing your money, the unscrupulous can use your smartphone to financially devastate you. For many consumers, though, that isn’t practical. Money Tips'

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Is Credit Karma Accurate? I Tested It & Here’s What I Learned

Penny Pinchin' Mom

Being credit-worthy is almost as important as being frugal. There are just some investment projects that you simply can’t finance with your savings or credit cards. To get one at good rates, you need a good credit score. That’s where credit rating bureaus like Credit Karma come into play.

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Carnival of Financial Planning – Money Management Edition #231

Prairie Eco-Thrifter

Teacher Man presents Why Credit Cards Are Dangerous For Students posted at My University Money , saying, “I am on the record as having said that I believe students should sign up for credit cards. Theres a reason why the average amount of credit card debt per household is $15,956.

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How to Freeze Your Credit

Savings Corner

Contact each of the three major credit bureaus — Equifax, Experian and TransUnion — individually to freeze your credit: Freezing your credit at the three major bureaus above should be top priority. Once you add the monitoring service, you’ll need to refreeze your credit. Credit freeze or credit lock?

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