Ways to Build Credit Without Relying Solely on Credit Cards
Prairie Eco-Thrifter
MAY 29, 2013
The people with the highest scores carry balances equal to no more than 10% of the limit on each card. Also, consumers with the best scores hold a variety of credit accounts – for example, a mortgage, an auto loan and a credit card. None of these services depend on landlord participation. Debt load – 30%. File age – 15%.
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