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2019 Debt Freedom Plan Update

Family Balance Sheet

To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt. From what we learned in the course, we wrote our Debt Freedom Plan. A lot of life happened over 7 years and our plan changed slightly, but our goal remains to achieve complete freedom from debt.

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Create your debt freedom plan

Family Balance Sheet

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Something happens mentally when you WRITE down your goals and plans for execution. We sent our very last payment to my husband’s student loan in September 2019, the same month I turned 50. I cried for two days–lol!

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

I was an avid reader of Dave Ramsey’s books for years and we even took his home study course, but we still ended up in this position. When that loan was paid off, we put that full monthly amount towards the third loan and this continued until September 2019 when we made our last non-mortgage loan payment. It kept me up at night.

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My Blogging Journey – When and Why

Teresa's Deals

I would like to mention though that for any of you that are new to blogging or looking to start a blog, please check out Inspired Bloggers Network and Inspired Bloggers University , Tabitha is great at helping bloggers achieve their goals in blogging. She has many courses to choose from and I recommend all of them.

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My Blogging Journey – When and Why

Teresa's Deals

I would like to mention though that for any of you that are new to blogging or looking to start a blog, please check out Inspired Bloggers Network and Inspired Bloggers University , Tabitha is great at helping bloggers achieve their goals in blogging. She has many courses to choose from and I recommend all of them.

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Frugal Friday: 11/04/16

Family Balance Sheet

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. It will be casual and I think I’m going to make my easy lasagna , salad, steamed vegetables, and of course, birthday cake. Our mission: Live WELL, On LESS Money. How We Saved this Week: 1.

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Extreme Couponing Season 2 Premiere Date Set

Saving Cents With Sense

Yep, that’s right, TLC is bringing Extreme Couponing back with Season 2 on September 28 at 10pm. Of course I think you can save a lot on your grocery bill, but realistically, your goal should be to save between 40%-60%. This season will have 12 episodes of “innovative/scarily compulsive coupon-cutting obsessiveness”.

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