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Money Matters: How to Prepare Your Finances for a Recession

Motherhood Moments

Prepare by paying off debt. Hatch a plan to tackle your debt, particularly high-interest balances, to help you free up more cash. Consider strategies such as the debt snowball or avalanche methods or explore credit counseling to get a personalized action plan to attack your debt.

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Create your debt freedom plan

Family Balance Sheet

Stressed out, we ventured into Dave Ramsey’s online Financial Peace University home course for help. Prior to FPU, we thought we were doing well financially and never considered that we had too much debt. Our personal finances are so interwoven with our small business finances that we view them as one.

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Over 40 and Worried about Money? Start here!

Family Balance Sheet

We charted out our course of action to pay off debts and start saving for retirement. A few of my favorite personal finance books: The Total Money Makeover: A Proven Plan for Financial Fitness , by Dave Ramsey. (If you’re married, you MUST do this with your spouse.) Write these dreams down on paper.

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Thrifty Thinking: Valentine's Day

Motherhood Moments

billion on the holiday this year, the personal-finance website WalletHub today released its report on 2023's Best Places for Valentine’s Day. cities across 26 key metrics, ranging from florists per capita to forecasted precipitation to the cost of a three-course meal for two. Top 20 Places for Valentine’s Day 2023 1.

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Find out how Richard paid off $40,000 of debt

Family Balance Sheet

Of course, the British climate isn’t always kind, but I’m pleased to say the weather recently has been glorious and I’ve been making full use of it! Many personal finance bloggers talk about having a “no spend week” – well basically I had a “no spend” five years! Yes, but not yet!

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