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Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

Credit card rewards programs are no different. The rewards encourage you to charge things on their card. Many people today seem to prefer paying by credit card. To me, credit card reward programs are very similar to coupon clipping. We prefer not to use credit. Here is why.

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Are Credit Cards From Grocery Stores Worth It?

Prairie Eco-Thrifter

T does have some great tips to save money on organic and healthy food ). Of course there are a bazillion different techniques to save money on food – and credit card rewards are one of the least effective ways – but regardless, I still wanted to take a moment to discuss them. So that equals out a 0.5% Conclusion?

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What Money Advice Would You Give Yourself If You Could Go Back in Time

Prairie Eco-Thrifter

Or put yet another trip to Las Vegas on the credit card. My rewards credit cards were feeble, and I didn’t have a plan for using them. Why I Don’t Use Credit Card Rewards Programs. Money Tips' However, I wasn’t maximizing my resources.

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How to Freezer Your Credit and Protect Yourself from Identity Theft

Prairie Eco-Thrifter

In addition to stealing credit card numbers , Target now admits that thieves were able to also get people’s names, mailing addresses, e-mail addresses, and phone numbers. If you prefer to use credit cards for the convenience as well as the credit card rewards, you may instead choose to freeze your credit.

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Reasons to Avoid Debt in 2014

Prairie Eco-Thrifter

Between credit card offers in the mail promising great rewards and the ability to borrow money for next to nothing, debt can be enticing. When I was 18, I got my first credit card. As a result, I ended up getting myself into a couple thousand dollars worth of credit card debt on things that I didn’t need.

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6 Tricks to Save More Money in 2015

Prairie Eco-Thrifter

If you use credit cards, another great source of free money is credit card rewards. One blogger paid for a $600 Christmas thanks to the rewards she had accrued all year. Go Frugal Money Tips' I did it, and a few weeks later, after I met their requirements, I had an extra $200 in my pocket.

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Why I Don’t Use Cash Back Credit Cards

Prairie Eco-Thrifter

Have you ever had to listen to a dinner companion brag about the ‘free’ trip they took with their cash back reward cards, or watched as the person in front of you pondered which of the dozens of cards in their wallet they should use for this particular purchase? I don’t use cash back credit cards.