article thumbnail

Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

Credit card rewards programs are no different. The rewards encourage you to charge things on their card. Unless you are one of the few that pay off their balance in full each and every time, does it really make sense to carry a card to get loyalty rewards? We prefer not to use credit.

article thumbnail

How We Frugal-ed in June 2023

Family Balance Sheet

We have already used one of the credits for my daughter’s flight to the Midwest later this summer. 4 – Credit Card Rewards – $241.78 I redeemed a $100 Target gift card from my Discover card’s Cashback bonus program. 6 – Gas points – 60 cents off gas!

Frugal 100
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Are Credit Cards From Grocery Stores Worth It?

Prairie Eco-Thrifter

Of course there are a bazillion different techniques to save money on food – and credit card rewards are one of the least effective ways – but regardless, I still wanted to take a moment to discuss them. Sam’s Club Discover – This card has two different reward programs, depending on what level of Sam’s Club membership you have.

article thumbnail

Best Credit Cards – December 2023

Savings Corner

Best credit card for bonus cash back You’ll get rotating 5% cash-back categories as well as fixed bonus categories paying 3% to 5%, like dining and some travel. Best balance transfer credit card This card saves a bundle on interest with its super-long 0% intro APR period on balance transfers (and new purchases), for a low transfer fee.

article thumbnail

Why I Don’t Use Cash Back Credit Cards

Prairie Eco-Thrifter

Have you ever had to listen to a dinner companion brag about the ‘free’ trip they took with their cash back reward cards, or watched as the person in front of you pondered which of the dozens of cards in their wallet they should use for this particular purchase? I don’t use cash back credit cards.