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Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

Credit card rewards programs are no different. The rewards encourage you to charge things on their card. Unless you are one of the few that pay off their balance in full each and every time, does it really make sense to carry a card to get loyalty rewards? We prefer not to use credit.

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Best Credit Cards – December 2023

Savings Corner

Best credit card for bonus cash back You’ll get rotating 5% cash-back categories as well as fixed bonus categories paying 3% to 5%, like dining and some travel. Best balance transfer credit card This card saves a bundle on interest with its super-long 0% intro APR period on balance transfers (and new purchases), for a low transfer fee.

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Reasons to Avoid Debt in 2014

Prairie Eco-Thrifter

Between credit card offers in the mail promising great rewards and the ability to borrow money for next to nothing, debt can be enticing. When I was 18, I got my first credit card. I’m sure you’ve heard: household debt is on the rise and consumerism is everywhere. My experiences with debt have been 100% negative.

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