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Why I Don’t Use Credit Card Rewards Programs

Prairie Eco-Thrifter

Any loyalty program is designed to keep you coming back for more – to help you want to spend money in their store, on their merchandise. Credit card rewards programs are no different. The rewards encourage you to charge things on their card. I just won’t waste the time it takes to manage the rewards.

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Best Credit Cards – December 2023

Savings Corner

Best credit card for bonus cash back You’ll get rotating 5% cash-back categories as well as fixed bonus categories paying 3% to 5%, like dining and some travel. The bank that issued your credit card sends money for the purchase to the merchant where the transaction took place. Rewards come in two basic flavors: Cash back.