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The Frugal Girl
FEBRUARY 18, 2024
As an adult, it’s important to me to continue to be generous, as well as, provide financial security for myself and my family. After I became a mother, finances became much more complicated. Visiting family in Florida, we enjoy no-cost activities like visiting their beautiful beaches! Childhood joy.
Family Balance Sheet
MAY 6, 2020
For many households, their finances and budgets are in limbo. My family’s finances have also been affected. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. Everything changed. What got us through financially?
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Family Balance Sheet
JUNE 4, 2015
To many, working with a spouse would be too difficult, but our individual strengths and weaknesses complement each other and the arrangement has worked well. Our business was doing well and it seemed like the right time for us to buy. As much as I wanted to be a property owner, the extra debt was beginning to suffocate us.
Savings Corner
DECEMBER 24, 2023
Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. The higher your credit score, the lower the interest rate you will be eligible for — which means that lower scores equate to more expensive mortgages.
The Frugal Girl
MARCH 4, 2024
Although my parents never specifically taught me about finances, they lived a frugal life by necessity. My mom cut coupons and sewed her own clothes and mine, as well. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation.
Savings Corner
APRIL 4, 2024
Whether you need money to pay for an unexpected hospital bill, an emergency car repair or to finance some much-needed home renovations , knowing how to get a personal loan will help make the application process as smooth as possible. That may be a shock if you’re used to making minimum payments on a credit card.
Savings Corner
APRIL 4, 2024
With refinancing, you can change the loan type as well as your lender. But there’s one key difference: You use the cash from the equity you’ve built in your home to repay other non-mortgage debt, like credit card balances. How to refinance your mortgage What happens when you refinance your home or rental property ?
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