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Meet a Reader | JenRR from the Midwest

The Frugal Girl

As an adult, it’s important to me to continue to be generous, as well as, provide financial security for myself and my family. As our family and household income grew, my husband and I made it a goal to put more money aside for emergencies, retirement, college, home improvements, etc. The more kids I could “adopt”, the better!

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How To Get A Personal Loan In 8 Steps

Savings Corner

The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. Try to boost your credit score ahead of time by paying off credit card balances and avoid applying for new credit accounts.

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

With refinancing, you can change the loan type as well as your lender. Cash-out refinance Caret Down When you do a cash-out refinance , you use your home equity to withdraw cash to spend. This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project.