Penny Pinchin' Mom

FEBRUARY 16, 2024

Do you want something spacious enough for the whole family, or are you going through a bit of a mid-life crisis and, therefore, want a two-door sports car? It may even motivate you! Use Cash Every time you use your credit card, you are paying interest on that purchase. There’s no shame in that!

Cars 52

Cars Car Bank Banking 52

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. Create a Budget You guys know me by now; you know I am all about creating and sticking to a family budget.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Prairie Eco-Thrifter

MAY 10, 2012

Welcome to the May 11, 2012 Edition #236 of the Carnival of Financial Planning. Jester presents The Importance of Vacations For Kids posted at The Ultimate Juggle , saying, “This article explains the reasons that we prefer to take destination oriented vacations for the kid’s sake. Readon for some great bonuses.

Money 113

Money May 2012 Debt 113

Family Balance Sheet

SEPTEMBER 25, 2019

Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. Last year, a friend of mine on Facebook shared that she saves $1 bills that have Federal Reserve letters that match the first letter of her kids’ names. Read: My Ebates Review.

2019 100

2019 September Club August 100

Family Balance Sheet

OCTOBER 25, 2019

Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. Last year, a friend of mine on Facebook shared that she saves $1 bills that have Federal Reserve letters that match the first letter of her kids’ names. Read: My Ebates Review.

2019 100

2019 October Club Christmas 100

Prairie Eco-Thrifter

AUGUST 17, 2017

Talk to any alumni you may know (hint parents, cousins, that kid that went off to college last year) to see what they know about it. Read up on what colleges may offer. Look especially for on campus recruiting and online job portals the college may offer to help place students. Failure to be smart about credit.

College 133

College Graduation Used Points 133

Family Balance Sheet

NOVEMBER 19, 2014

Tell us about you and your family. Amanda currently homeschools their three kids. The debt included about $30,000 in student loans, some medical debt, IRS debt, and a small amount on a credit card. We realized that we wanted to travel as a family and the only thing keeping us from seeing the world was money.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

MARCH 7, 2011

If it’s a team effort along with your spouse and kids, life can really be a bed of roses. There may be times when you can car pool and limit fuel costs. Family Contribution. Try to include your kids and spouse in your home management and you’ll see that you really have achieved more than you could have. Fewer, the Better.

Debt 171

Debt Thrifty Money Fuel 171

Family Balance Sheet

SEPTEMBER 9, 2014

Tell us about you and your family. About $52,000 of that $147K was consumer debt (credit cards, a student loan, a car loan, a home improvement loan, etc.) We just wanted to pay off our credit cards, which seemed like a huge task since we’d struggled with it for years. She blogs at The Debt Myth.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

For the Mommas

DECEMBER 19, 2014

Oh and I can’t forget to pick up gifts for the family stockings. This year, my family has agreed to Holiday Budget. Please don’t show my kids! Of course I can’t let those great holiday deals go, so I may have picked up a few things for myself. Here is our shopping list this year. I know that we are.

Holiday 58

Holiday Shopping Credit Cards Friends And Family Sale 58

Prairie Eco-Thrifter

JULY 13, 2015

Before you get ready to shove those kids of yours out of the nest, here are what I consider to be (based on my experience as a person, a Mom, and a Grandma) the most important things you (or someone) should teach them about personal finance. Watch what others are doing, how they do it and what they may be getting from it.

Personal Finance 100

Personal Finance Finance Debt Money 100

Prairie Eco-Thrifter

JULY 31, 2014

” p 88 Mark Haynes Daniell in Strategy for the Wealthy Family – Seven Principles to Assure Riches to Riches Across Generations. When you were a college student, you may have learned a painful lesson about credit. Credit card offerings to college students used to be ubiquitous. Free money! Party time!

Debt 167

Debt College Student Money 167

Nicoles Nickels

NOVEMBER 29, 2013

Today’s post is all about gifts for friends and family! For the kid in all of us, this yummy fragrance will help you find happiness in a delightfully luscious and creamy soft concoction of marshmallow and vanilla. Each Cricket store may carry different brands/products than another store so stop by your local Cricket store today!

2013 98

2013 Giveaway Family Wireless 98

Prairie Eco-Thrifter

MAY 26, 2016

My grown kids are also savers and I have high hopes that the grandchildren will follow their example. To learn to live within your means is one of our primary family money values. Trepidation about having the grand-kids open a savings account. Of course, depending on what we buy, we may experience some buyers remorse.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

JANUARY 14, 2012

Since there seems to be so much in the news lately about credit cards- the good ones, the bad ones, the ugly ones, the fee free ones, the reward ones, the secured ones, etc. I figured I would talk about credit cards as today’s theme. Funancials : Should I Cancel My Credit Card? Futures introduction.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Family Balance Sheet

JULY 2, 2015

She writes about simple living, parenting and her family’s foster story at Fostering Simplicity. Tell us about you and your family. We strive to be a pretty active family. We rarely use a credit card and if we do, we pay it off right away. Today’s Debt Free Story is from Acadia. Where are you from?

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

MARCH 24, 2013

You may not even be aware that you each have different perspectives on what risk is or how much to take when you invest. In Silver Spoon Kids - How Successful Parents Raise Responsible Children by Eileen Gallo, P.H.D. family stories about money. He pays off his credit card BEFORE the statement comes!

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Prairie Eco-Thrifter

NOVEMBER 29, 2011

If you’re thrifty and willing to compromise, there’s no need to blow the budget when your new arrival joins the family. If you know other people who have had kids in the last few years, you may well get given a lot of their cast-offs that they’re keen to get rid of. Here are some tips on how to save money on baby items.

Saving Money 210

Saving Money Money Baby Parenting 210

Prairie Eco-Thrifter

MAY 15, 2012

Then life got in the way – my career took off, I got married, had a couple of kids and settled into a busy lifestyle. You may need to look at some areas where you are over-spending; for me it was dining out too often and expensive entertainment. You might decide you don’t need two family-sized cars anymore. I was doing OK!

Personal Finance 221

Personal Finance Finance Debt Calculators 221

Prairie Eco-Thrifter

MARCH 14, 2011

There are lots of ways you can entertain yourself and your family on a budget.&#. Kristia presents Save Money On Groceries Without Using Coupons | Kitchen Economics Link Up posted at Family Balance Sheet , saying, “You don’t have to be an extreme couponer to save money on groceries.&#. Here’s how…&#.

Frugal 150

Frugal Movies Finance Bills 150

Prairie Eco-Thrifter

AUGUST 2, 2011

According to the July 15, 2010 Back to School Survey from the National Retail Federation, the average family spent around $600 per child for back to school needs, split between clothing (37%); electronics (30%); shoes (17%) and school supplies (16%). In our neighborhood folks buy really nice name brand clothing for their kids.

College 192

College Money Personal Finance Student 192

Prairie Eco-Thrifter

APRIL 11, 2011

On credit cards and debt: “Credit cards are the easiest way to get into trouble. Our family left Europe in the first place decades ago, because we didn’t want to be indebted sharecroppers to the rich. This is how I put two kids through college and raised a family. I don’t care.

Work 133

Work Debt Credit Cards Finance 133

Saving Cents With Sense

SEPTEMBER 26, 2011

If you have kids, have student loans, want to go back to school, or know someone that does, you want to know about and start using Upromise , which helps you save for college by doing things you are already doing : Shopping, Eating Out, Buying Tickets, or Fill Your Gas Tank. If not, you should be and here’s why.

College 53

College Student Kids and Family Education 53

Family Balance Sheet

AUGUST 5, 2015

Tell us about you and your family. 10K in car payments, $35K in credit card debt. 2 years ago we were noticing our family was accumulating a lot of bad behaviors with our health, financial and quality time as a family. One of the first things we did is buy a swing set for our kids with cash! That was fun!

Debt 100

Debt Debt Free Finds Finance 100

Saving Everyday

OCTOBER 3, 2023

I truly believe that family vacations are a necessity. When our kids were younger, we used to go camping at state parks, and they thought it was the best thing ever! Gas, food, coffee, accommodations, entertainment, and parking add up quickly, not to mention unforeseen expenses like things you may have forgotten from home.

Saving Money 52

Saving Money Money Travel Hotel 52

Saving Everyday

OCTOBER 15, 2019

Going out Black Friday shopping was a tradition in our family for years. I thoroughly enjoyed partaking in the craziness with my kids, sisters, and nieces. Plenty of cash and debit/credit cards. Plus, I’m using my phone for other things (like price matching Amazon) and keeping up with my family! order here.

2019 40

2019 Shopping Fridays Re-use 40

Penny Pinchin' Mom

FEBRUARY 16, 2024

How about an education policy for the kids? Believe me when I tell you that your financial literacy is just as important as taking care of your family. Besides, paying off your debt and keeping it at a healthy minimum will help your credit score rating. This is something every parent needs to think about. They can be anything.

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

APRIL 8, 2014

Some of you may take umbrage at things I consider wants, and that is OK. Last summer in my Grandma Rie’s Money Camp, we gave the 3 kids advertisements from the Sunday paper and asked them first to identify and cut out things that were needs; and then to do the same with things that were wants. Credit card balances.

Phones 204

Phones Parenting Kids and Family Credit Cards 204

Teresa's Deals

AUGUST 17, 2015

This post may contain affiliate links or sponsored content, read our Disclosure Policy. In addition to clothing and accessories for the entire family, Belk also carries a wide selection of top cosmetic and beauty brands. Charlotee Russe Coupons: 10% Off $70. The pre-order price is guaranteed even in case of price increase.

Discount 100

Discount Auto Parts and Accessories Coupon Codes Coupon Code 100

Prairie Eco-Thrifter

SEPTEMBER 17, 2014

Money doesn’t matter, family does. You are part of a family. Having a large family today is for the wealthy! Most children only take from the family finances, instead of contributing to them. Kids rapidly learn how to separate you from your money. Who has time to teach a kid about money market funds?

Parenting 173

Parenting Money Kids and Family Personal Finance 173

Penny Pinchin' Mom

MARCH 11, 2024

Imagine keeping the family afloat during periods of strife, such as WWII. Unfortunately, many of us head out to the grocery stores armed with nothing but our credit card and a rough idea of what we need. Here are a few family meal plan templates you can check out. Could you manage it? Don’t know where to start?

Saving Money 52

Saving Money Money Mom Used 52

Prairie Eco-Thrifter

JULY 29, 2014

These people may accrue thousands of dollars of debt on a credit card their spouse doesn’t even know about. The popular sitcom, How I Met Your Mother, delved into this episode when Marshall discovered that Lily had over $20,000 in hidden credit card debt thanks to her designer clothes habit.

Spendthrift 170

Spendthrift Debt Marshalls Credit Cards 170

Prairie Eco-Thrifter

JUNE 24, 2012

Over-spending has become a way of life, cheered on by financial institutions and credit card companies, who want us to spend up big so they can earn ever more interest, at our expense. Do you really need a four bedroom house if you are a couple with no kids? Let’s look at something that can help turn this around.

Money 213

Money Activism Credit Debt 213

Prairie Eco-Thrifter

NOVEMBER 29, 2012

You get married, have kids, maybe get divorced, or end up with the loss of your parents or spouse. The person named as the beneficiary in the event of your death may no longer be the person you want to receive the proceeds from your policy. Make sure your family is protected. You probably did when you first got the policy.

Life Insurance 203

Life Insurance Financial Goals Insurance Taxes 203

Family Balance Sheet

JUNE 2, 2016

Tell us about you and your family. At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. With our jobs, families and social lives its tempting to spend money to enjoy ourselves. To take the kids to the movies on the weekend. Where are you from? What are your hobbies?

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Coupons Do Work

FEBRUARY 6, 2016

1 Crest Toothpaste, Liquid Gel, or Kids Toothpaste - 1-24-16 PG; Includes 3 oz or Larger; Excludes Trial and Travel Size, Cavity, Baking Soda and Tartar Control; Limit of 4 Identical Coupons Per Household Per Day (exp. 02/20/16). - $0.50/1 02/20/16). - $1.00/1 02/20/16). . - $0.50/1 02/20/16). - $1.00/1 02/20/16). . - $0.50/1 Prices vary.

CVS 100

CVS Travel L'Oreal Clearance 100

For the Mommas

APRIL 25, 2015

Many of these coupons may reach their print limit early so don’t wait to get your coupons together. Pay Anywhere Credit Card Reader $9.99, Get $9.99 Kellogg's Frosted Flakes Cereal Family Size $3.50 $0.50/1 These are the best CVS Coupon Matchups for this week! 4/26/15 (SS 04/12/15 R) [ETS].

CVS 40

CVS L'Oreal Gold Bond Arm and Hammer 40