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Why I Use Cash

Prairie Eco-Thrifter

As I read financial blogs, I find that a lot of bloggers seem to like to pay for everything with their credit card. You can get rewards or cash back , the credit card company tracks all your purchases for you and may even show you a yearly statement indicating the percents you spent on that card in various categories.

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Why Use Cash?

Prairie Eco-Thrifter

At the time, I didn’t have credit cards so it was a valid concern. As an adult, I use both cash and credit as well as checks. Occasionally merchants will discount the price because they don’t have to pay the credit card fees on your purchase. That day the entire credit system nearly collapsed.

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How to Manage Your Personal Loan

Savings Corner

Even if you’re doing a credit card consolidation loan [and] the only reason you got a consolidation loan is to have one payment, it still makes sense to gauge the impact on your budget,” Young says. It can be psychological, says Tess Downing, a San Antonio-based financial planner.

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Best Airline Credit Cards of February 2024

Savings Corner

FULL LIST OF EDITORIAL PICKS: BEST AIRLINE CREDIT CARDS Before applying, confirm details on the issuer’s website. And the perks are outstanding for a basic airline card — a free checked bag, priority boarding, lounge passes and more. Our valuations are different from many others you may find. Read our review. Terms apply.

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How Growing Your Finances Is Like Gardening

Prairie Eco-Thrifter

If you and your spouse or family disagree on saving, spending or investing one party may inadvertently sabotage the efforts of the other. It is the same with your finances, whether with credit, savings or investments, use the most reputable institution offering the best plans that you can find. It’s the same way with finances.

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7 Steps To Homelessness And What To Do If You Get There

Prairie Eco-Thrifter

She charged up credit cards to buy food and clothing. She ignored collectors and now the card company is suing. Use credit counseling to try to get your financial life back on track. Find services providing psychological counseling to help get your life back on track. Borrow Money You Can’t Pay Back.

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Find out how Richard paid off $40,000 of debt

Family Balance Sheet

At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. Personally I believe that getting out of debt is as much about psychology as it is about systems and processes. My biggest wins for saving money came from psychological tricks I’d employ. Initially it all seemed fine.

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