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Best Bad Credit Loans of January 2024

Savings Corner

Bad credit loans: A guide to getting a personal loan with bad credit Upgrade: Best overall bad credit loans Why it made the list: Upgrade has a low minimum credit score requirement and low starting rates — a somewhat rare combination. Direct payment to creditors with debt consolidation loans.

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Ways to Build Credit Without Relying Solely on Credit Cards

Prairie Eco-Thrifter

For those who prefer to pay with cash and avoid the credit card debt cycle altogether, building a solid credit history and high FICO score can be a challenge – but it doesn’t have to be. Only a small portion of your FICO score is based on having and using revolving credit. Where Credit Scores Come From. Your Score.

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Best College Student Credit Cards of February 2024

Savings Corner

FULL LIST OF EDITORIAL PICKS: BEST COLLEGE STUDENT CREDIT CARDS Before applying, confirm details on the issuer’s website. Discover it® Student Chrome Our pick for: Simplicity and value Simplicity makes the Discover it® Student Chrome a standout for students searching for their first credit card. Read our review. Read our review.

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Should You Buy a House Now?

Prairie Eco-Thrifter

If you have the temperament to become a landlord, you can purchase the home and then rent it out, earning money each month. ” Is most of my consumer credit dealt with? It makes sense to wait to buy until your consumer debt is mostly handled. Others want to buy a house as an income property.

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Tips for Protecting Your Identity

Saving Cents With Sense

Each year, more than 9 million people have their identity stolen, resulting in debt , lost job opportunities, and even a criminal record. Suggest that your potential landlord use a service like Mysmartmove to conduct a background and credit check. Keep Your Social Security Number Safe. Keep the Card at Home. Get a Shredder.