Savings Corner

FEBRUARY 6, 2024

Auto insurance Rates are weighted based on the population density in each geographic region. Bankrate Scores Our 2024 Bankrate Score considers variables our insurance editorial team determined impacts policyholders’ experiences with an insurance company. These are sample rates and should only be used for comparative purposes.

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Prairie Eco-Thrifter

MAY 17, 2021

If you’re a homeowner and have been looking at your home insurance premiums, it might be tempting to think about getting rid of your insurance, even if just for a little while — but there are several compelling reasons why you shouldn’t. What Not Having Homeowner’s Insurance Could Cost You.

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Savings Corner

DECEMBER 23, 2023

However, there is one crucial element that often goes overlooked in many entrepreneurs’ business plans: life insurance. Still, when it comes to safeguarding your family, your legacy and the very future of your business, life insurance becomes an indispensable tool. Life insurance is a key part of creating that future.

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Prairie Eco-Thrifter

NOVEMBER 13, 2019

Are you paying too much for insurance? In most cases, as people age and establish better credit scores, they have access to all sorts of discounts and fee reductions that weren’t available to them when they were younger. When it comes to identity theft, most people aren’t even aware that major insurance coverage exists.

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Insurance Identity Theft Life Insurance Discount 113

Savings Corner

DECEMBER 24, 2023

If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. NerdUp by NerdWallet credit card: Bank services offered by Evolve Bank & Trust, Member FDIC. Pre-qualified offers are not binding. CA resident license no.

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Savings Corner

DECEMBER 24, 2023

If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. NerdUp by NerdWallet credit card: Bank services offered by Evolve Bank & Trust, Member FDIC. Pre-qualified offers are not binding. CA resident license no.

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Credit Cards Credit Travel San Francisco 40

Savings Corner

DECEMBER 25, 2023

NerdWallet’s experts have reviewed and rated dozens of banks and credit unions to help you find those with the best accounts, branch and ATM availability, customer service and more. These institutions are typically insured by the Federal Deposit Insurance Corp., Credit unions tend to offer better interest rates.

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Prairie Eco-Thrifter

APRIL 3, 2012

Insurance has always been something that most of us aren’t really sure about getting. Although life insurance sounds sensible, other types of insurance such as travel insurance may make us think twice. Why should we spend more just to have insurance we might not even need? Advantages of Travel Insurance.

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Family Balance Sheet

MARCH 15, 2017

Health insurance is a touchy subject. Instead I’m writing about my family’s experience with traditional health insurance and how it has affected OUR finances. Let’s start at the beginning: Health insurance wasn’t always so stressful for me and my husband and to begin our story I need to go back a few years.

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Prairie Eco-Thrifter

AUGUST 18, 2011

The most essential priority after buying a new vehicle is to get it covered by insurance. Though it is not very difficult now to get an estimate for the car insurance, you may need help understanding the terms and benefits that one is likely to get out of the insurance. I have shared them below.

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Insurance Saving Money Cars Car 179

Penny Pinchin' Mom

MARCH 11, 2024

The post Is Credit Karma Accurate? Is credit karma accurate? How far off, if at all, is it from the numbers given by any other credit reporting agency? Being credit-worthy is almost as important as being frugal. There are just some investment projects that you simply can’t finance with your savings or credit cards.

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Motherhood Moments

FEBRUARY 21, 2023

You'll need to allot plenty of time to this process and make sure your credit history is in great shape. Protect Yourself Living independently requires having insurance coverage for yourself and any pets, but there are lots of different options out there. Visit Frugal Focus for expert insights on saving and living within your means!

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Home Insurance Making Health Insurance 130

Savings Corner

FEBRUARY 2, 2024

If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. NerdUp by NerdWallet credit card: Bank services offered by Evolve Bank & Trust, Member FDIC. Pre-qualified offers are not binding. CA resident license no.

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Tools San Francisco Evolve Insurance 52

Savings Corner

DECEMBER 25, 2023

If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. NerdUp by NerdWallet credit card: Bank services offered by Evolve Bank & Trust, Member FDIC. Pre-qualified offers are not binding. CA resident license no.

San Francisco 52

San Francisco Evolve Insurance Credit Cards 52

Coupons Do Work

MARCH 15, 2016

Chase is currently offering 50k Bonus Points ($625 towards travel) w/ $4000 Spent in First 3 Months of Account Opening (normally 40k points) for their Sapphire Preferred Credit Card with $0 Intro Annual Fee for the first year, then $95. The post Chase Sapphire Preferred Credit Card 50K Points Deal appeared first on Coupons Do Work!

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Savings Corner

DECEMBER 25, 2023

How much car you can afford depends on factors like your monthly income, your credit score and the features you’d like your vehicle to have. That should include the cost of car payments , fuel, insurance and more. Be sure to factor in costs like maintenance, gas and insurance in addition to loan or lease payments. Your credit.

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Cars Car Insurance Calculators 52

Savings Corner

DECEMBER 27, 2023

If you find discrepancies with your credit score or information from your credit report, please contact TransUnion® directly. NerdUp by NerdWallet credit card: Bank services offered by Evolve Bank & Trust, Member FDIC. Pre-qualified offers are not binding. CA resident license no.

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San Francisco Evolve Insurance Credit Cards 40

Family Balance Sheet

MARCH 11, 2021

Check your Credit Report. It is a good idea to review your credit report periodically to check for any fraudulent activity , such as identity theft. Per the Federal Trade Commission , you’re entitled to one free copy of your credit report every 12 months from each of the three nationwide credit reporting companies.

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Motherhood Moments

DECEMBER 26, 2022

One of the most impactful resolutions people can make for 2023 is getting out of credit card debt. Credit card debt is rising at a historic pace , and owing a lot can put people in a very difficult position if the job market takes a turn for the worse. In addition, people should resolve to improve their WalletScore.

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Savings Corner

DECEMBER 27, 2023

Get a business credit card A business credit card can help keep your business and personal finances separate, and it can come in handy for purchasing needed supplies and paying your bills while your cash flow is still uneven. NerdWallet recommends that every business carry general liability insurance in case of legal claims.

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Finance Taxes Insurance Software 52

Prairie Eco-Thrifter

DECEMBER 17, 2013

I’ve noticed a trend lately in the blogosphere of bloggers pushing rewards credit cards to travel for free. Most people have a credit card and why not get some free travel for using it? If you travel more than once per year, typically you won’t be able to churn credit cards to get that many free trips anyway.

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Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. For more information, please see our Insurance Disclosure. Here’s an explanation of how we make money. At a glance 4.5

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Motherhood Moments

JANUARY 18, 2023

Nobody knows for sure whether we’ll see a recession or not,” said Amy Maliga, financial educator with Take Charge America, a nonprofit credit counseling and debt management agency. Consider strategies such as the debt snowball or avalanche methods or explore credit counseling to get a personalized action plan to attack your debt.

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Savings Corner

APRIL 4, 2024

Just like any other loan, you apply for refinancing, which includes a thorough check of your credit, income, employment history and finances. Homeowners who have improved their credit score or lowered their debt-to-income ratio, for example, might be eligible for a better rate today if they refinance.

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Calculators Refinancing Insurance Homeowner Insurance 40

Savings Corner

DECEMBER 27, 2023

on Bethpage Federal Credit Union Bethpage Federal Credit Union 5.0 on Bethpage Federal Credit Union 4.0 on Bethpage Federal Credit Union Bethpage Federal Credit Union 5.0 on Bethpage Federal Credit Union 4.0 NerdWallet rating NerdWallet’s ratings are determined by our editorial team.

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Calculators Property Taxes Insurance Illinois 52

Prairie Eco-Thrifter

JULY 22, 2021

With several lenders providing you with a variety of APR’s based on the credit score that you have at the time of applying for the loan. It is important to note that the better your credit score is, the lower the APR on your loan will be. Research Can Limit The Impact On Your Credit Score. Which of these will you be using?

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Homeowner Insurance Credit Insurance Finance 100

For the Mommas

DECEMBER 4, 2013

FREE Credit Score Check. As many of us are shopping this holiday season, we will pull out our credit card over and over again to make the purchase. I tend to use only my credit card instead of debit card when shopping online, and use it a lot. It is very easy to do, but often times I forget to keep tabs on my credit card.

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Credit Monitors Identity Theft Holiday 69

Savings Corner

DECEMBER 25, 2023

An important metric that your mortgage lender uses to calculate the amount of money you can borrow is the DTI ratio — comparing your total monthly debts (for example, your mortgage payments, including insurance and property tax payments) to your monthly pre-tax income. Credit profile. How much house can I afford with a VA loan?

Calculators 52

Calculators Debt Taxes Insurance 52

Savings Corner

DECEMBER 25, 2023

Service members or veterans who have completed 90 days of active-duty service or six creditable years in the Selected Reserve or National Guard. Personal details that will influence your rate offers include your: Credit score: Generally speaking, higher scores come with lower rates. Are VA rates lower than conventional?

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Insurance Debt Credit 2003 52

Savings Corner

DECEMBER 25, 2023

Each payment includes a combination of principal and interest, as well as property taxes, and, if needed, mortgage insurance. Homeowners insurance may be included, or the homeowner may pay the insurer directly.) Your credit score. Mortgage lenders use credit scores to evaluate risk.

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Re-use Economy Homeowner Insurance Insurance 52

Family Balance Sheet

SEPTEMBER 17, 2021

Medical Info – includes health insurance details and names and details of our doctors, dentists, and other specialists. Credit cards. Insurance – including health, auto, home, life. Contact Info – I included names and numbers of extended family members, along with business cards of important contacts.

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Family Financial Goals 2020 Insurance 130

Savings Corner

DECEMBER 25, 2023

The mortgage payment calculator can give you a reality check on how much you can expect to pay each month, especially when considering all the costs, including taxes, insurance and private mortgage insurance. Mortgage insurance: If your down payment is less than 20% of the home’s purchase price, you’ll likely pay mortgage insurance.

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Calculators Taxes Property Taxes Homeowner Insurance 52

Savings Corner

APRIL 4, 2024

Image Source/GettyImages; Illustration by Hunter Newton/Bankrate When you’re shopping for a mortgage , you have many options, from big banks to online lenders to local credit unions. Best mortgage lenders Lender Bankrate Score Credit requirements Down payment minimum Bethpage Federal Credit Union 4.9

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April Bank Banking Credit 40

Savings Corner

DECEMBER 24, 2023

These low-down payment loans include the: Conventional 97 mortgage: This conventional loan, backed by government-sponsored enterprises (GSEs) Fannie Mae and Freddie Mac, requires just 3 percent down and a minimum credit score of 620. They might have other qualifying criteria, too, like a minimum credit score and maximum home purchase price.

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Insurance Finance Home Education 52

Prairie Eco-Thrifter

FEBRUARY 28, 2018

Energy efficient tax credits. While there have been some rollbacks on tax credits and deductions for energy efficient investments to your home, many still apply. For instance, there are still credits and deductions for the installation of solar panels, energy efficient water heaters, heat pumps, and windows.

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Prairie Eco-Thrifter

JULY 6, 2014

The sales tax, plus the ongoing higher property tax and insurance are really turning him off – and the van does fine if we drive it locally or just for a few hours to the lake. Really think about the extra insurance. I’ll take a look at insurance this time, but probably still won’t purchase it.

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Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. For more information, please see our Insurance Disclosure. At a glance BEST HOME INSURANCE COMPANY OVERALL (TIE) 4.1

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