article thumbnail

Our 2023 Financial Goals

Family Balance Sheet

I cried for days and we celebrated the occasion with a family cruise a few months later. By planning our expenses each month to predict cash flow, I hope to avoid impulsive purchases and reduce some spending. After our mortgage, grocery spending is our next largest expense. I spent about $870/month on groceries.

article thumbnail

Take Control of Your Money in 2015

Family Balance Sheet

In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. Easy Exercises to do on a Cruise Ship | Amanda Woods @ Adventures All Around. In 2015, the monthly challenge will be the Choose Thrift First Challenge.

2015 100