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10 Ways to Thank a Teacher during the Holidays

Family Balance Sheet

Ask each student to make one 8 1/2 X 11 page for the album. Take the lead and ask parents if they would each contribute $1-$10 and purchase a gift card at a craft, educational supply, or office supply store. Gifts Handmade by the student. This idea came to me from my daughter’s preschool teacher many years ago.

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How I Organize My Paper Files and Filing Cabinet

Family Balance Sheet

Major Category: Liabilities - My sub-files are Credit Cards, Mortgage, Student Loan, Credit Score Info. Major Category: Education - I keep a folder for each daughter. become a fan and 'like' FBS on Facebook. Major Category: Legal Documents - I have sub-files for marriage and birth certificates, passports, and will.

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Meet a Reader | Beth from VA

The Frugal Girl

I live just outside of Richmond, VA with my husband, 18-year-old twin daughters, and our two dogs. I’m a huge fan of mystery novels and wondered what was involved in becoming a licensed PI in my state (a 60-hour training course and a culminating 3-hour exam). Here’s Beth: 1. Tell us a little about yourself. I’m 52.

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2012 Financial Goals

Family Balance Sheet

This includes our mortgage and my husband's student loan. Our oldest daughter is in Kindergarten and we have not started to save for her higher education. become a fan and 'like' FBS on Facebook. No more excuses. Just get it done! Increase our Monthly Debt Payment. The amount needed is yet to be determined.