Family Balance Sheet

MAY 6, 2020

And I was pregnant with our youngest daughter, so what should have been a joyous year was quite a stressful one. Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. It was a scary time for us.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

MAY 21, 2021

Our journey to debt freedom started back in 2013 when we found ourselves saddled with business and student loans. Being self-employed, we felt we needed more than Dave’s recommended $1000 starter emergency fund that he outlines in his book, so our first step was to save a bit more for our home and office.

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Family Balance Sheet

JANUARY 26, 2016

At the time, we had 4 business loans and 1 student loan that were weighing on us, so we created our Debt Freedom Plan. We have a retirement to plan , our daughters’ college to save for, and many places to visit. Choose Thrift First. I wouldn’t wish that feeling on my worst enemy. I think I’ll survive.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

JANUARY 17, 2018

We hit our Annual Household Portion (kind of like a deductible) of $10,000 with Medi-Share in 2017 when our daughter had an unexpected medical condition arise that required multiple tests, 3 surgeries, and medication. Move up the Student Loan Payoff Date. Choose Thrift First. Save a starter Home Emergency Fund.

Financial Goals 113

Financial Goals Goals 2018 Debt 113