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Meet a Reader | JenRR from the Midwest

The Frugal Girl

I’ve been an architect, day-care teacher to toddlers, and library clerk, but am currently a SAHM to a 14yo son and 9yo daughter. As an adult, it’s important to me to continue to be generous, as well as, provide financial security for myself and my family. After I became a mother, finances became much more complicated.

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A Goal Without a Plan is Just a Wish

Family Balance Sheet

To many, working with a spouse would be too difficult, but our individual strengths and weaknesses complement each other and the arrangement has worked well. Our business was doing well and it seemed like the right time for us to buy. However a few years ago, we found ourselves with too much debt and not enough cash.

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