Family Balance Sheet

AUGUST 29, 2016

My husband and one daughter also both celebrate their birthdays in the fall. I’ll randomly choose a winner at 6:30 am EST on Friday, September 30, 2016. This post and giveaway are sponsored by GIANT Food Stores. Fall is truly my favorite season of the year. My birthday is in the fall. My husband and I were married in the fall.

Gift Cards 160

Gift Cards Giveaway Food Storing 160

Saving Everyday

JULY 12, 2012

Our daughter was accepted into the Disney College Program and will be checking in the first week of September. So, we’ll be at Disney for 5 days and then head out to the Caribbean on September 8th. So here is the itinerary: August 27th – My daughter and I head to my sister’s house in Florida and arrive the 28th.

Disney World 76

Disney World Disney Cruises Cruise 76

Nicoles Nickels

SEPTEMBER 4, 2013

Here is how to get started: Submissions will be accepted now through through September 7 at 11:59 CDT. From September 8, 2013 at 12:00:00 CDT to September 15, 2013 at 11:59:59 CDT, the public will be able to vote for their favorite Entry. To submit your photo entry, you can visit [link] delmontefruitsqueezers.com/.

Del Monte 71

Del Monte Photos September Contest 71

Family Balance Sheet

DECEMBER 17, 2014

And I got the idea from my daughters’ Girl Scout troop Christmas party. I found several boxes of brand new Crayola crayons and markers (bought cheap in September), two unopened boxes of Christmas stationary, unopened packages of Post-it’s, new Christmas hand towels, scented hand wash, and scented candles. Yes, I said it.

Christmas 223

Christmas Gifts Home and Garden Flowers and Gifts 223

Saving Cents With Sense

SEPTEMBER 10, 2012

I bought this entire outfit for my daughter for $25! My daughter thinks so, too. This giveaway ends Monday, September 17, 2012 at 11:59pm EST. The winner will be chosen using rafflecopter. Plus, most of the stores receive fresh shipments six times per week, so there are always new deals to be had!

Gift Cards 102

Gift Cards Giveaway Gifts Daughter 102

Family Balance Sheet

OCTOBER 16, 2012

Out of nowhere, September 2012 arrived. Our oldest daughter entered first grade. I vaguely remember that person. I was nursing a babe, had two kids in diapers, and prayed I didn't smell of breast milk when my husband came home from work. Like a bang.

Kids and Family 174

Kids and Family Lunch Lunches Mom 174

Family Balance Sheet

NOVEMBER 4, 2016

What We Ate this Week: Monday: We went out for dinner to celebrate my oldest daughter’s 11th birthday. My older daughter got a new coat, hat, and gloves. My younger daughter is getting her sister’s outgrown coat (which she loves), along with a new hat, and new gloves. Our mission: Live WELL, On LESS Money.

Frugal 100

Frugal Fridays Ebates Credit Cards 100

Nicoles Nickels

AUGUST 25, 2013

During September, Dollar General is recognizing Kimberly Shearer, an English teacher and library science teacher at Boone County High School in Florence, Ky., When she is not busy helping her students succeed, Kimberly is spending time with her husband and two daughters. as its Every Day Hero.

Education 110

Education Giveaway Pepperidge Farm Student 110

Family Balance Sheet

MARCH 11, 2021

Each January during that time, we would set a goal to pay off a certain dollar amount, and by January 1, 2019, we could see the end in sight and were able to pay off the final loan in September 2019. Related Reading : How We Paid off Six Figures of Debt. Update (or create) your Family Balance Sheet.

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

MAY 6, 2020

And I was pregnant with our youngest daughter, so what should have been a joyous year was quite a stressful one. When that loan was paid off, we put that full monthly amount towards the third loan and this continued until September 2019 when we made our last non-mortgage loan payment. It was a scary time for us. Our emergency fund.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

AUGUST 31, 2011

We are savoring as much of this last week as we can, because life changes dramatically for us on Tuesday, September 6, 2011. Our oldest daughter starts Kindergarten and my youngest starts her first year of preschool, so in other words, our mornings are about to get hectic. This is our family's final week of summer.

Kids and Family 127

Kids and Family Daughter Backyard Family 127

Nicoles Nickels

SEPTEMBER 20, 2013

Comments I wish these were around when I was pregnant with my daughter. by Debbie Welchert Related Stories Beano’s “Be Natural” Virtual Cook-Off Voting JustFab.com’s Trendy September Items Enjoy Smart Ones Oatmeal for Breakfast. I received a sample to facilitate this post. All opinions are my own.

Healthcare 71

Healthcare Daughter September Breakfast 71

Prairie Eco-Thrifter

OCTOBER 14, 2014

The other night, my daughter woke me up at 4:30 a.m. I’ve only been waking up early for two weeks in September, but I plan to do so for all of October. Then, I only have the weekend to do my work, and I miss out on family time. Clearly something had to give, but I wasn’t prepared for it to be sleeping in.

Kids and Family 201

Kids and Family Work Watches At&T 201

Nicoles Nickels

SEPTEMBER 23, 2011

FREE Sample of Carol’s Daughter Macadamia Hold and Control Smoother. Sock ‘n Boots Book Review & Giveaway (ends September 26). ImagineToys.com Chicco Toys Radio Controlled Ducati Motorcycle Review & Giveaway (ends September 26). Jimmy Dean Mini’s Review & Giveaway (ends September 26). FREE sample of 2.oz

Jimmy Dean 49

Jimmy Dean Fridays Freebies September 49

Family Balance Sheet

SEPTEMBER 21, 2015

August 2015 Update: Now two years later, we will pay off a business loan by September 1, and our plan is to pay off our last two non-mortgage loans by the end of 2016. At that point, we will get back on track with saving for our retirement , our daughters’ education, and hopefully have some extra funds for fun.

Finance 100

Finance Debt August 2013 100

Saving Everyday

SEPTEMBER 9, 2013

through September 14th, and there’s a couple of coupons we can stack with the sale. My store had a huge display of these, so I bought four and already gave them to my daughter and her best friends (all college students). They are on sale at Kroger for just $5.99

Kroger 40

Kroger Lunch Lunches Student 40

Saving Everyday

OCTOBER 19, 2012

Here is a video my daughter took to better explain how awesome this event is! You can also watch this on YouTube Browse through all of our past Disney posts: September 2012 Trip – Keep up with us live from the parks. The Osborne Family Spectacle of Dancing Lights: Where: Hollywood Studios. Website: [link].

Video 55

Video Lighting Disney World Disney 55

Family Balance Sheet

NOVEMBER 4, 2022

And I got the idea from my daughter’s Girl Scout troop Christmas party. I found several boxes of brand new Crayola crayons and markers (bought cheap in September), two unopened boxes of Christmas stationery, unopened packages of Post-its, new Christmas hand towels, scented hand wash, and scented candles. Yes, I said it.

Christmas 130

Christmas Gifts Home and Garden Flowers and Gifts 130

Saving Everyday

OCTOBER 20, 2019

It rains every day in September ! But, no joke, every day I worked in September, I got rained on. Written by my daughter, Brittany. The weather at Disney World is extreme, reaching 98°+ in the summer! I also learned something else about Florida’s weather. Okay, I don’t know if that is 100% factual. Average High: 88° F.

Disney World 40

Disney World Disney Florida Chapstick 40

Saving Everyday

NOVEMBER 20, 2019

It rains every day in September ! But, no joke, every day I worked in September, I got rained on. Average Low: 76° F September. Written by my daughter, Brittany. The weather at Disney World is extreme, reaching 98°+ in the summer! I also learned something else about Florida’s weather. Average High: 88° F.

Disney World 52

Disney World Disney Florida February 52

Family Balance Sheet

JULY 7, 2014

I home-birthed both of my daughters. We’ll celebrate 13 years in our home this September and we’re not going anywhere. We were long distance from one another for 6 of those 9 years before we got married, due to my job at the time and his pursuit of higher education in a different state.

College 100

College Kids and Family Office 2001 100

Nicoles Nickels

SEPTEMBER 30, 2011

FREE Sample of Carol’s Daughter Macadamia Hold and Control Smoother. Extreme Shopping Spree Giveaway (ends September 30). FREE sample of Dove Leave-In Smoothing Cream. FREE sample of 2.oz oz Sample of Benjamin Moore Paint. FREE Icee Friday’s at AMC Theaters. FREE sample of Natural Nibbles. FREE chips and queso coupon for Chilis.

Pottery Barn 45

Pottery Barn Bank of America Freebies Fridays 45

Prairie Eco-Thrifter

NOVEMBER 23, 2014

Many years later, one of her daughter’s husbands helped her apply for it – just a few years before her death in her 80’s. Anyone can enter any national park free of charge on Veterans day as well as the other ‘free’ days (January 19; Feb 14 – 16; April 18 – 19; August 25 and September 26).

Military 162

Military Grandfather Education Los Angeles 162

Saving Everyday

SEPTEMBER 23, 2019

For $7.69 (updated September 2019), you get a decent size cheeseburger, a mandarin orange, applesauce, and your choice of milk, apple juice, or a small bottle of Dasani water. Written by my daughter, Brittany. This is one of my all-time favorites because they have a toppings bar where can really load up your entree.

Disney World 40

Disney World Saving Money Disney Meals 40

Saving Everyday

NOVEMBER 1, 2012

My daughter was invited to take a sneak peek at the new Fantasyland expansion at Walt Disney World (she was so excited)!! Browse through all of our past Disney posts: September 2012 Trip – Keep up with us live from the parks. Inside one of the main dining rooms in the new Be Our Guest restaurant at Walt Disney World. Source: All Ears.

Disney World 45

Disney World Disney Restaurant Cupcakes 45

Family Balance Sheet

FEBRUARY 9, 2018

My First Update to Medi-Share – Written in September 2017. In the September 2017 update , I went into more detail about how Medi-Share worked for us during this time. After that first update we thought our daughter was in the clear and our medical drama was behind us. Our daughter is doing very well.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

JANUARY 8, 2020

On September 30, 2019, I woke up extra early and couldn’t fall back to sleep. 2 – Read, research, ask questions, and understand how we will pay for our daughters’ college. We have not put a single dime away for our daughters’ education.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Saving With Shellie

JANUARY 4, 2015

Release Date: September 18. What It’s About: After failing in America, a struggling businessman heads to a rising Saudi Arabian city for a last ditch attempt to stave off foreclosure, pay his daughter’s college tuition, and do something memorable. Starring: Benedict Cumberbatch, Johnny Depp, Sienna Miller. #12 12 Dark Places.

2015 40

2015 Watches College Tuition North Carolina 40

Nicoles Nickels

SEPTEMBER 14, 2013

From an interfering mother whose love for her daughters is limitless, to a newly single woman who is forced to find herself after she thinks she has lost everything, both films are laugh-out-loud hilarious and fun for the whole family. New Rangers, Zords, enemies and battles make this anniversary season the most exciting yet!

DVDs 111

DVDs Giveaway Family Sewing 111

Family Balance Sheet

JANUARY 17, 2018

We hit our Annual Household Portion (kind of like a deductible) of $10,000 with Medi-Share in 2017 when our daughter had an unexpected medical condition arise that required multiple tests, 3 surgeries, and medication. An Update on Medi-Share – September 2017. Read our Health Insurance Story: .

Financial Goals 113

Financial Goals Goals 2018 Debt 113

For the Mommas

SEPTEMBER 3, 2016

1/1/16 (Walgreens, September) [26-ct. 1/1/16 (Walgreens, September) [8.42-oz. 1/1/16 (Walgreens, September) [1.2-oz. 1/1/16 (Walgreens, September) [Excludes trial and travel sizes]. 1/1/16 (Walgreens, September) [3-ct.]. 1/1/16 (Walgreens, September) [5-ct. Final Price: $2.99 to 32-ct.]. ETS] $0.75/1

Walgreens 45

Walgreens Chex Mix Pampers Advil 45

Saving Everyday

OCTOBER 24, 2014

The entire month of September was a blur, and I felt like I was swimming upstream all month. I feel incredibly blessed to even be able to go on vacation, and am so thankful to our daughter for making it so affordable. I purposely got up before them, so I could have a few minutes with my coffee before the morning craze started.

Vacation 51

Vacation Fridays Coffee Couch 51