Debt Free Emergency Fund Motivation New Year's 
Family Balance Sheet
OCTOBER 18, 2019
Updates on our Debt Freedom Plan over the years: Our Original Debt Freedom Plan – written in March 2014. Happy New Year’s 2019: In January 2019, we were down to one final non-mortgage loan, so we created just one financial goal for the year—-to pay off that last non-mortgage debt by December.
Family Balance Sheet
JANUARY 1, 2015
Every January 1, I get caught up in the hopeful feeling of the upcoming new year. My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey.
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