Finally Frugal

FEBRUARY 13, 2013

I'm pretty proud of that - I paid off $42,000 in debt in less than two and a half years (I started sending payments in earnest in September of 2010, when my balance was just over $62,000). To those of you with outstanding student loan, credit card, or other debt: You Can Do It! Subscribe to Finally Frugal.

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Finally Frugal

JANUARY 17, 2011

I'm pretty sure I've mentioned my 15 (almost 16) year old 'beater' car, which I'm trying to keep running until I'm debt-free. or whether to use the money from my extra jobs, thereby NOT sending that money to my debt. My debt 'earns' between 8.25% and 8.9% My debt 'earns' between 8.25% and 8.9% Bad, bad, bad.

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Finally Frugal

FEBRUARY 9, 2011

For the past couple of years, my refund has gone straight to debt repayment. Hopefully enough to make a smallish dent in my student loan debt, since I was only able to send $950 in that direction last month. And that's exactly where this year's refund will go, just as soon as I'm able to file! So wait I will.

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Finally Frugal

APRIL 18, 2011

Pay down debt. The vast majority of these "money moves" involve some form of consumerism, whether it's purchasing the 'best' video camera, obtaining the 'best' rewards credit card, or buying a $350 thermostat to 'save' money on heating and cooling. Here's some advice, and it's free: Save more money. Subscribe to Finally Frugal.

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Finally Frugal

JANUARY 24, 2011

I'm teetering between working as much as possible for a short period of time (year to year and a half) to pay off a LOT of my debt, and taking it a little easier so I don't burn out (and ruin my health). Like many people, I want the best of both worlds, of course!

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Finally Frugal

JANUARY 5, 2011

After all, if (and this is a big IF) the housing market ever recovers (or just stops resulting in decreasing value) then I may be able to sell my house without creating equity by paying off my second mortgage debt. Here's what I read in a recent US News article about who will continue to struggle in 2011: Homeowners.

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Finally Frugal

JANUARY 8, 2011

I'm not sure when this new moolah will show up in my check(s), and to be honest I'm not exactly wondering what to do with it - mine will probably go towards more debt repayment, since that seems like the focus of my life at the moment. before my spendthrift side can get its grubby paws on it.

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Finally Frugal

FEBRUARY 5, 2011

I'm not sure when I would have the time to go through my closets and find 33 items; I'm thinking in the spring, because I am almost positive that I will try to work less than I am now, even if it slows down my debt repayment. I'll keep you posted! Subscribe to Finally Frugal.

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Finally Frugal

JANUARY 1, 2011

Little did I know when I started this blog in January of 2008 that I would learn so much and come so far in my struggle to overcome my debt and control my spending. Welcome to 2011! Over the past three years I've heard from so many of you who are in the same situation, either just beginning your journey or close to the end.

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Finally Frugal

FEBRUARY 14, 2011

The month of February was shaping up to be a relatively good one, financially. Meaning that I was going to send more of my hard-earned dollars to pay down my student loan and/or my second mortgage. Then on Friday, I ended up spending over $500 at the vet with a sick cat.

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Finally Frugal

JANUARY 15, 2011

For pete's sake, can we get some good news over here????? Subscribe to Finally Frugal.

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