Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. What gives?

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Pay Off Debt Debt Emergency Fund Financial Goals 52

Motherhood Moments

FEBRUARY 7, 2023

billion on the holiday this year, the personal-finance website WalletHub today released its report on 2023's Best Places for Valentine’s Day. Dinner May Be Too Expensive. V-Day Debt Is Worth It for Some People. Almost 1 in 5 Americans think a Valentine’s Day gift is worth going into credit card debt.

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Valentines Day Thrifty Debt Las Vegas 130

Family Balance Sheet

APRIL 1, 2015

Today’s Debt Free Story is from Brian. He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I started my blog Debt Discipline to help keep us accountable while paying off our debt. How much debt did you pay off? What kind of debt was it?

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Debt Credit Cards Debt Free Credit 100

Prairie Eco-Thrifter

DECEMBER 7, 2014

Rates for loans are competitive with personal loans from traditional banks. In the past, most loans (80%) have been for debt consolidation. To be sure, there are risks for borrowers in peer loans but really no more than those risks in other types of debt. Credit is a tool in personal finance. Money Tips'

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Debt Personal Finance Finance Credit 188

Prairie Eco-Thrifter

APRIL 24, 2012

Forty-one percent of adults in the United States gave themselves a grade of C, D, or F on their knowledge of personal finance (according to the 2011 Consumer Financial Literacy Survey Final Report of the National Foundation for Credit Counseling). According to the resolution: Twenty-five.6

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United States Personal Finance Economical Finance 202

Family Balance Sheet

JUNE 2, 2016

Today’s Debt Free Story is from Richard of Frugality Magazine , where he shares frugal living tips for financial freedom. Include anything that you’d like to add to give the reader an idea about your personality. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free?

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Debt Finds Debt Free Pay Off Debt 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

Pay Down Debt Yes, this is a good way to set yourself up financially. Getting out of debt should make the top three of your financial priorities. Besides, paying off your debt and keeping it at a healthy minimum will help your credit score rating. To create a good credit rating, I take out small personal loans from time to time.

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Money Insurance Debt Bulk 52

Family Balance Sheet

APRIL 29, 2015

Looking for new recipes, money-saving ideas, home-management tips, and strategies for debt-free living? Plus, if you subscribe now, you’ll get a chance to win these three personal finance books. I have a weakness for personal finance books, especially those written by bloggers.

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Win Personal Finance Debt Debt Free 100

Savings Corner

DECEMBER 24, 2023

Key takeaways A personal loan is money you can borrow to finance large purchases, consolidate debt, invest in yourself or cover emergency expenses. Working to improve your credit score and reduce your debt-to-income ratio before applying can help get you the best loan terms. You will also start to repay the money.

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Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

JANUARY 1, 2013

A financial advisor told me recently that the thing that really made him upset was that nearly every new client he spoke to was making the same disastrous personal finance mistakes. So let’s look at the most common personal finance mistakes and what you can do to prevent or fix them. That was me, at any rate.

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Emergency Fund Credit Cards Personal Finance Finance 272

Prairie Eco-Thrifter

MAY 16, 2013

Check them out: Good Reads From The Blogosphere: When you’re aggressively trying to pay down debt, you may feel that you’ve done all you can to curb your expenses, but have you really? Don’t miss Melissa’s post at My Personal Finance Journey if you Think You’re Sacrificing to Pay Down Debt?

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Fridays Debt Unemployment Rent 187

Prairie Eco-Thrifter

MAY 10, 2012

Welcome to the May 11, 2012 Edition #236 of the Carnival of Financial Planning. Failure to monitor your consumption expenditures means that they are flying blindly regarding their future finances. ’ Financial Planning Ashley presents Should I Get Married with Debt? . ” A Blinkin presents Should I Buy A House?

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Money May 2012 Debt 113

Family Balance Sheet

SEPTEMBER 8, 2011

If you have a personal finance inspiring story where you have made a positive impact to your own Family Balance Sheet, then we want to hear it as part of my Inspiring Story series. Have you erased your debt? Graduated from college debt-free These are just a few ideas, but the stories are endless. The guidelines: 1.

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Debt Personal Finance Finance Debt Free 138

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Justin presents Know the Common Mistakes with Your Personal Finances posted at Budget Snob , saying, “Many people make the same financial mistakes. ” Managing Debt.

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Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

JANUARY 14, 2012

After that, while you all primed and interested in personal finance, continue and read the awesome articles that were written across the web this week regarding personal finance and enhancing your lifestyle. Finance Fox : Reasons to Buy a Car in January – After the Holidays! Take a moment to watch them.

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Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

JUNE 14, 2012

” John presents Q1 2012 Credit Card Debt Study posted at Card Hub , saying, “The first quarter of 2012 indicates consumers are paying down credit card debt. Will this trend continue throughout the year, or will consumer credit card debt follow the same path it has in previous years?

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Money 2012 June Credit Cards 124

Prairie Eco-Thrifter

MAY 8, 2011

I am talking about spring cleaning your finances and finding more ways you can save money. Today along with the great tips from my fellow personal finance bloggers, I am going to share with you six ways you can clean up your finances this season. Tax Debt Help presents Savers Tax Credit: Get Rewarded for Retirement.

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Saving Money Money Credit Cards Insurance 232

Prairie Eco-Thrifter

MARCH 25, 2011

Sustainable Personal Finance. Jeff always shares personal experiences about why he is doing what he is doing. With every tip their is a personal connection to his own life. He also blogs about multiple topics, not just personal finance, which gives his blog an added appeal. Canadian Finance Blog.

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Personal Finance Finance Green Debt 138

Prairie Eco-Thrifter

MARCH 24, 2013

You may not even be aware that you each have different perspectives on what risk is or how much to take when you invest. Taking on debt never has bothered me, because I have always felt that we kept it under control and no matter what, would pay it off. Here are some suggestions to help you do the same. Here is a quiz that might help.

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Financial Goals Goals Money Real Estate 222

Prairie Eco-Thrifter

JANUARY 28, 2011

How to Save Money shares with us how we can keep our finances safe when buying items online. We personally use Quicken and we find it works great for reviewing our finances. Sustainable Personal Finance tells us how they make healthy lunches from home and save. Reducing Debt. What did you do? Managing Money.

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January 2010 Personal Finance Finance 124

For the Mommas

JULY 2, 2012

This isn’t just “another” personal finance book: it’s profoundly motivating, empowering, practical, and 100% grounded in today’s American realities. With his help, you can get out of debt, start moving forward, and build the strong personal community that offers true happiness—no matter what happens to the economy.

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Simple ING Direct Personal Finance Economy 63

Prairie Eco-Thrifter

MAY 26, 2016

Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Of course, depending on what we buy, we may experience some buyers remorse. We could take on debt to grow using other people’s money.

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Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

APRIL 11, 2011

Guest Post Author Bio: Broke Professionals is a personal finance blog aimed at the over-educated and underpaid. Join the husband/wife blogging team of Broke Professionals as they attempt to dig themselves out of a combined six figures in student loan debt. Stay out of debt in general. He is one of my heroes.

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Work Debt Credit Cards Finance 133

Prairie Eco-Thrifter

MARCH 14, 2011

posted at FIRE Finance , saying, “We decided to optimize our grocery expenses and pull the strings on our food budget even tighter. FMF presents Five Retro Rules to Save Money posted at Free Money Finance , saying, “These tips from the past can save us all some big bucks.&#.

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Frugal Movies Finance Bills 150

Prairie Eco-Thrifter

APRIL 29, 2012

Our next item up for bid is a personal finance management kit sponsored by One Cent at a Time. Our third item up for bid is a successful marriage package sponsored by Faith and Finance. Start (or rebuild) your marriage with these financial strategies and keep debt out of your marriage!

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Money Price Finance Prizes 171

Prairie Eco-Thrifter

JULY 20, 2011

Guest Post Author Bio: David Bakke enjoys living frugally in Atlanta and frequently shares his best financial tips and experiences on Money Crashers , an online resource ranked as one of the top personal finance blogs online. Lesson : Time is just as important and valuable as money. Sacrificing Ethics.

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Frugal Personal Finance Frugal Life Money 174

Prairie Eco-Thrifter

SEPTEMBER 15, 2014

Managing your finances gets a lot more complex and time consuming. You don’t have to contend with deciding which bill to pay or how to avoid a debt collector’s call or trying to keep the landlord off your back. You won’t become a different person. A fulfilled life, to me, is a life of accomplishment.

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Money Grandchildren Thrifty Job Loss 247

Prairie Eco-Thrifter

OCTOBER 21, 2011

For some, yes it may work out, but the odds are stacked against you. If you want to accomplish your dream you may need to eliminate some of your other not so important ones. You may only get one chance to attack your goals, so you need to be prepared to go all the way! A jack of all trades and a master of none. Life is short.

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Real Estate Goals Motivation Hobby 194

Prairie Eco-Thrifter

APRIL 4, 2016

While these things obviously could bring in a lot of money, they actually may not make you rich or help you stay that way if you do make it. If the first product you invent doesn’t take off (fails) then your single minded persistence may cause you to try another, or retrain for a new job or develop a side income.

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Goals Friends And Family Sale Money Activism 100

Prairie Eco-Thrifter

FEBRUARY 4, 2011

Retirement lingo can get confusing if you are just starting out learning about finances. Punch Debt in the Face tells us why no spend challenges are for wussies. Balance Junkie shares with us the nitty gritty on our personalities and how they really can effect how we manage our money. Reducing Debt. He has a point.

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January February Debt Personal Finance 113

Prairie Eco-Thrifter

JULY 16, 2013

If you’re trying to save money, pay down debt, or both, then you might want to consider skipping your family’s usual summer trip and plan staycations instead. Staycations are far from boring, in fact you may come to prefer them over the hassle of packing, traveling, etc. He wants you to be able to do the same!

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Frugal Life Frugal Kids and Family Inexpensive 242

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. While we adhere to strict editorial integrity , this post may contain references to products from our partners. Power’s 2023 U.S.

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Insurance Life Insurance Homeowner Insurance Cars 52

For the Mommas

MAY 22, 2012

The term “sinking fund” was originally a business term used to designate a savings account where a corporation holds funds for the repayment of a debt in order to improve their liquidity. In personal finance, a sinking fund is a savings account that is designated specifically for an irregular expense. Bank Your Savings.

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Craigslist West Virginia Bank Banking 78