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Q&A | focus, blogging for money, and prepping for a split

The Frugal Girl

I feel I will never get rid of my credit card debt and I am so disappointed in myself that I let the balances get so high. If I were in your shoes, I would focus more on the process and on good habits , rather than on the ultimate goal of being free of credit card debt. Everything I do seems to make matters worse.

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Our Family Finances Update: January 2021

Family Balance Sheet

I will write a more detailed post about the process soon. This money gets sent automatically to the 529 accounts we set up for our girls in 2020. I talk a lot about debt freedom and that is still a goal of ours, and our Debt Freedom Plan will be adjusted. A friend referred me and by the end of January, I made $591.

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Take Control of Your Money in 2015

Family Balance Sheet

Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. I tricked …nudged my husband into following along and together we wrote out our Debt Freedom Plan. Debt Free Stories. My Themes for 2015: 1.

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How We’re Using Upromise to Save for College

Family Balance Sheet

Prior to 2020, we spent years aggressively paying off six figures of non-mortgage debts , so saving for college was sporadic deposits into a regulard savings account and basically on the back burner. It’s not going to pay the whole bill, but as we start navigating the college process with our girls, every dollar counts!

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Our 2017 Debt Freedom Plan Update

Family Balance Sheet

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our Debt Freedom Plan Started in 2013: The year 2012 was quite exciting for me and my husband.

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Meet a Reader | Beth from VA

The Frugal Girl

It was a fascinating process. How long have you been reading The Frugal Girl? I was always in debt, which has been a tremendous source of shame for me. Apply it toward debt. I don’t use it much, but I have run background checks for divorced friends who are dating again through online apps. Marrying my husband.

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Our 2018 Financial Goals

Family Balance Sheet

This is our very last non-mortgage loan and we send an extra payment every month as part of our Debt Freedom Plan. I’ll apply that money to the debt. The Girls’ Activities. Our girls are quite active with swim team, Girl Scouts, and school activities. You can read my original post: Our Debt Freedom Plan Begins.