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What Is National Financial Literacy Month?

Prairie Eco-Thrifter

Forty-one percent of adults in the United States gave themselves a grade of C, D, or F on their knowledge of personal finance (according to the 2011 Consumer Financial Literacy Survey Final Report of the National Foundation for Credit Counseling).

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Why Save Money in a Low Interest Rate Environment?

Prairie Eco-Thrifter

My grown kids are also savers and I have high hopes that the grandchildren will follow their example. Helping the parents teach my grandchildren to save is an ongoing project of mine. We could take on debt to grow using other people’s money. To learn to live within your means is one of our primary family money values.

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Stay the Course Financially

Prairie Eco-Thrifter

My grandchildren’s other set of grandparents are just one example. The Bureau of Labor Statistics does a survey multiple times a year, called the Consumer Expenditure Survey. One of the most recent survey’s available reported: “Average expenditures per consumer unit1 for July 2014 through June 2015 were up 5.9