article thumbnail

Money Matters: New Year's Spending Survey

Motherhood Moments

With the holiday season in full swing and inflation weighing on people’s finances, more than 75% of Americans expect to spend less on New Year’s plans compared to last year and 1 in 3 people are planning to make a finance-related New Year’s resolution for 2023, according to a new WalletHub survey , released today.

article thumbnail

Meet Krista & Jon Who Paid Off $36,000 | Debt Free Stories

Family Balance Sheet

Welcome to Debt Free Stories! They paid off $36,000 in debt and cash flowed graduate school. How much debt did you pay off? What kind of debt was it? After graduating with our bachelor’s degrees Jon and I had about $36,000 in debt between us. What inspired you to get debt free? They blog at 2 Copper Coins.

Debt Free 243
Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Best Graduate Student Loan Options of January 2024

Savings Corner

Those benefits can come in handy depending on how much you owe — the average graduate student debt is $82,000, including undergraduate loans — and your career plans. Source link The post Best Graduate Student Loan Options of January 2024 appeared first on Savings Corner. and work at a university.

Student 52
article thumbnail

What Is A Home Equity Loan?

Savings Corner

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. 10.16% The average $30,000 HELOC rate as of the beginning of January 2024 — up from 7.62% in January 2023. What is a home equity loan? to 10 percent.

Home 52
article thumbnail

How to Save 75% on Christmas Toys, Gift Wrap, and More!

Couponing 101

Shopping a little bit at a time over the course of the year can be easier for some people than paying one lump sum at the end of the year (and potentially using credit cards and going into debt.) Target – Target marks their toy clearance down to 75% off twice a year – once in January and once in July.

article thumbnail

How to Save Money on Christmas

Couponing 101

Shopping a little bit at a time over the course of the year can be easier for some people than paying one lump sum at the end of the year (and potentially using credit cards and going into debt.) Target – Target marks their toy clearance down to 75% off twice a year – once in January and once in July.

article thumbnail

Yakezie Carnival – Credit Cards Edition

Prairie Eco-Thrifter

The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. Finance Fox : Reasons to Buy a Car in January – After the Holidays! Consumers are getting more wiser and January has also become a hot month for retail therapy.