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Do the Rich Use Debt Differently?

Prairie Eco-Thrifter

Programmers would code a call to DB2 and the software it had would figure out the best way to go get the data and present it back to the program. Just because you manage to accumulate lots of money doesn’t mean that you suddenly get comfortable being in debt. When you take on debt, you take on a level of risk.

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Carnival of Financial Planning – Money Management Edition #236 – May 11, 2012

Prairie Eco-Thrifter

Welcome to the May 11, 2012 Edition #236 of the Carnival of Financial Planning. ’ Financial Planning Ashley presents Should I Get Married with Debt? .’ ’ Financial Planning Ashley presents Should I Get Married with Debt? YFS presents What Is Asset Allocation and Why Is It Important?

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How Much House Can I Afford? Affordability Calculator

Savings Corner

To calculate how much house you can afford, we take into account a few primary items, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a down payment. How does your debt-to-income ratio impact affordability? Debt and expenses. Credit profile.

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How To Get A Personal Loan In 8 Steps

Savings Corner

The steps may vary depending on whether you’re looking for debt consolidation loans , home improvement loans, medical loans or wedding loans. Personal loan lenders may charge origination fees up to 10 percent of the amount you borrow, and the cost is typically deducted from your loan funds.

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I Just Graduated. Isn’t It Too Early to Talk About Life Insurance? – Life Happens

Savings Corner

You may be thinking, “ But I’m young ! Life insurance may not seem like a priority right now, especially with competing financial concerns, such as saving for your first big purchases or paying off your student loans. Typically, it’s equal to one or two times your salary, or it may be a set amount like $50,000.

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Totally Money Blog Carnival #18 – 6 Ways to Save Money Edition

Prairie Eco-Thrifter

Little House presents Not Enough Saved For Retirement? Justin Weinger presents 5 Reasons Why You Shouldn?t FruGal presents Why you SHOULD sweat the small stuff when it comes to money – FruGal. Jeffrey presents 4 Easy Ways to Raise More Cash For Charity. Dr. Dean presents Happiness, Osama, Spending, and You?

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Leveraging Business Loans In Family-Owned Enterprises

Koupon Karen

This can present both opportunities and challenges when it comes to business financing and growth. The Need For Business Loans Like all businesses, family-owned companies may require additional funding. Debt Repayment: Failing to repay the loan can lead to financial difficulties and damage your credit score.

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