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Money Matters: Brilliant Hacks to Consider Before Purchasing a New Home

Motherhood Moments

Image via Unsplash It is true that the idea of buying a home continues to be the American dream, but one look at the real estate market will tell you that purchasing a property is getting more expensive all of the time. The higher your credit score, the lower your payment or interest rate. Remember to be smart along the way.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

This year may go down in real estate history as the year of correction. After a pandemic-fueled, seller-benefitting boom — with bidding wars, inventory shortages and spiraling prices all over the country — the housing market began to cool down in 2022. All this has made 2023 something of a transitional year.

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Save Taxes: Negotiate A Reduction in Your Assessed Value

Prairie Eco-Thrifter

If you own real estate, you have been, or someday will be, confronted with a rise in your assessed property value. This usually leads to an increase in your real estate taxes! Assessed value is the value that will be used in determining how much you will pay in real estate taxes. Real estate market movement.

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HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

But it’s a revolving debt that offers an amount of funds (a replenishable balance, similar to a credit card limit) tied to the level of equity in your home. Others use them to pay off high-interest credit card debt or other bills. $16 Debt-to-income (ratio): You’ll need an acceptable DTI to qualify for funding.

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Our 2018 Financial Goals

Family Balance Sheet

This is our very last non-mortgage loan and we send an extra payment every month as part of our Debt Freedom Plan. I’ll apply that money to the debt. My kids tend to be dying of thirst when we’re standing in line at a store that conveniently has a display of over-priced refrigerated water at the check out line.

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23 Passive Income Ideas To Help You Make Money In 2023

Savings Corner

You can quickly design the book on an online platform and then even test-market different titles and price points. And home prices rose quickly due in part to relatively low mortgage rates, so your rents may not be able to cover your expenses. You’ll have to really know the market so that you’re not buying at a price that’s too high.

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Carnival of Personal Finance #384 – Time for a Laugh Edition

Prairie Eco-Thrifter

Kristen from My Dollar Plan reminds us Why You Should Tell Your Family About Your Debt. ” Jason Price from One Money Design shares his Beliefs and Opinions about Money – A Financial Manifesto , and says, “Over 5000 words that describes my beliefs and opinions about money and personal finance.”