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Best Bad Credit Loans of January 2024

Savings Corner

These loans come with credit-building tools, flexible repayment terms and special features for debt consolidation and home improvement projects. Direct payment to creditors with debt consolidation loans. Maximum debt-to-income ratio: 75%, including mortgage and the loan you’re applying for. Minimum annual income: None.

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Reader Question: How Much Money Do I Need To Buy My First Home?

Prairie Eco-Thrifter

Working out how much the down payment would be is only half the answer – you’ll also need to work out what is affordable on your budget once you’ve factored outgoings and debts into the bargain. How much of your income would be used to pay down your house-related debts? What if this is just too steep to be achievable for you?

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Delayed Gratification: A Strategy to Curb Over-Spending and Secure A Sound Financial Future

Prairie Eco-Thrifter

Now admit it – you’ve got something in the back of your closet that you bought on impulse and have never worn or used! This is someone economists call a “ steep discounter ,” meaning the value he puts on the future (and having money then) is dramatically less than the value he places on today; when he wants something, he wants it now.

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Best Credit Cards – December 2023

Savings Corner

MORE ABOUT THE CARDS FEATURED ON THIS PAGE Use the buttons at the top of the page to see cards in different categories. It’s a versatile card, but use it just for gas and you’ll earn an impressive 5% back per billing cycle, up to $500 spent — for no annual fee. A basic credit card transaction works like this: You use your card.

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Yakezie Carnival – Credit Cards Edition

Prairie Eco-Thrifter

This is not something I want to see, so today I have a few videos for you that will dispell credit card myths, teach you how to use them properly, how to keep them safe, and how to make sure you should be getting credit in the first place. Take a moment to watch them. You might just learn something. However, times have changed.