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20 Tips for Frugal Living

For the Mommas

You can end up well ahead in the long run. And as an added bonus, leftovers make a great lunch the next day. Do it yourself. Instead of hiring someone to do something, try doing it yourself first. If you don’t know how to do it, search online. Save money by preparing your own meals.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Cut your s pending , BUT still live well: No one wants to read, “ cut your spending “, because what they hear is live like a miser. This first group of ideas is about cutting back–but still living well–AND putting that money not spent into your emergency savings. An easy lunch idea in one word: leftovers!

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Stop Spending, BUT still live well: 1 – Declare a “Needs Only” month. Challenge yourself to question your purchases and spending through out the month and see how much you can save. Not enough time in the morning to make breakfast AND pack a lunch, one word: leftovers! 10 – Do It Yourself.