Savings Corner

APRIL 4, 2024

Review lender requirements and gather documentation Once you decide on the amount you want to borrow, you need to know what it will take to get approved by a personal loan lender. Each lender may set different approval requirements and collect a variety of documents to decide whether to take a risk on you as a borrower.

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Savings Corner

APRIL 4, 2024

While refinancing can save you money in the long run, it comes with upfront fees. The break-even point is calculated by adding up all refinancing closing costs and figuring out how many years it will take you to make up those costs with the savings from your new mortgage payment compared to your previous one.

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Calculators Refinancing Insurance Homeowner Insurance 40

Prairie Eco-Thrifter

JULY 6, 2014

The sales tax, plus the ongoing higher property tax and insurance are really turning him off – and the van does fine if we drive it locally or just for a few hours to the lake. Note any dings, dents, scratches and other defects and make sure the rental car agent documents them on your paperwork. Rent by the week.

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Rental Car Cars Car Rent 167

Savings Corner

DECEMBER 27, 2023

Your lender will also tell you what you can expect to pay at closing after you apply for a mortgage, in a document called a Loan Estimate. The next section shows a breakdown of typical closing costs, including fees for the home appraisal, title insurance and loan origination, as well as property taxes and home insurance premiums.

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Calculators Property Taxes Insurance Illinois 52

The Frugal Girl

MARCH 4, 2024

How did you get interested in saving money? I learned to save money by watching my parents. (I I still remember saving my change as a kid so I could “shop” for books at yard sales.) What’s the “why” behind your money-saving efforts? A third “why” is that saving money is like a game to me.

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Green And Frugal Kids and Family Hotel Frugal 180

Savings Corner

APRIL 4, 2024

To refinance a mortgage, you’ll pay between 2 and 5 percent of the loan amount in closing costs, so if you’re refinancing to save money, you’ll need to calculate your break-even point. You’ll turn in any required financial documentation. With refinancing, you can change the loan type as well as your lender.

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Refinancing Work Debt Financial Goals 52

Savings Corner

DECEMBER 24, 2023

Buyers should think about things like when they intend on moving and what they want in a home — amenities, ideal location and how long it could take them to save for a down payment,” says Edwence Georges, a real estate agent with RE/MAX in Westfield, New Jersey. Get started: Define your personal and financial goals.

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