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Why You Need a Home Ownership Binder

Family Balance Sheet

We have lived in our home for almost 15 years and have done many improvements, renovations, and repairs over the years. You will likely have your home for years and even decades, so keep your important home ownership documents organized in one central location. You will not regret it when your next emergency or renovation happens. .

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How to Start a Business in 15 Steps

Savings Corner

This document should include details of the products or services you plan to offer, how you plan to make money, who you need on your team and more. And if you’re renovating a space to sell products or perform services, you may need to ask local officials for a zoning change. Hair stylists need cosmetology licenses.

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What Is A Personal Loan?

Savings Corner

Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation. Submit documents to your lender: When you decide on a lender, you’ll need to formally apply for the loan and submit the required documentation.

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How To Get A Personal Loan In 8 Steps

Savings Corner

Whether you need money to pay for an unexpected hospital bill, an emergency car repair or to finance some much-needed home renovations , knowing how to get a personal loan will help make the application process as smooth as possible. Most lenders have websites with secure portals you can use to upload requested documents.

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How to Make Good Financial Decisions

Prairie Eco-Thrifter

Read and understand any documents and understand the conditions of the sale and post sale (warranties and etc). What To Consider When Deciding To Buy a Home Should You Invest In Renovations Or Purchase A New Home? How much and what type of insurance coverage will you need? Doing a short sale?

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HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

Many borrowers use them to pay for major home repairs or renovations, like finishing a basement , remodeling a kitchen or updating a bathroom. If you decide to formally apply, you can typically start the process online and upload the requested documentation to get a lending decision. homeowners as of year-end 2023.

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Our 2018 Financial Goals

Family Balance Sheet

We even bought an online package years ago, but have since decided that we will have a lawyer draw up our will, medical directive, and power of attorney documents to make sure everything is in place legally. Cash flow necessary business expenses and renovations. Shame on us for dragging our feet on this for too long. DONE – 6/1/2014.