Sun.Dec 24, 2023

article thumbnail

On Christmas Eve

The Frugal Girl

Hey there, dear readers- I know that most of you are probably very busy with holiday festivities and preparations. And I don’t have anything terribly festive to say, but here is what I do want to tell you (and it’s what I tell myself too): If your Christmas is tinged (or soaked) with sadness, brokenness, dysfunction, and heartbreak, it is ok to not feel super festive.

Christmas 239
article thumbnail

Free $5 Walgreens Gift Card when you buy 2 Select Gift Cards

Living Rich with Coupons

Awesome deal at Walgreens! When you buy 2 Gift cards you can get a FREE $5 Walgreens Gift Card! Bring the 2 gift cards to the register along with a $10 Walgreens Gift Card! Gift Cards Included: Ace Hardware Sony Playstation Fandango Cinemark Theatres Wayfair What’s awesome is you MIGHT find a $5 Ace Hardware.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Compound Interest: What It Is, Formula, Examples

Savings Corner

When it comes to calculating interest, there are two basic choices: simple and compound. Simple interest simply means a set percentage of the principal amount every year. For example, if you invest $1,000 at 5% simple interest for 10 years, you can expect to receive $50 in interest every year for the next decade. No more, no less. In the investment world, bonds are an example of an investment that typically pays simple interest.

article thumbnail

Last Minute Walgreens Photo Gifts | 40% off Everything, 60% off Canvas & Framed Prints & more!

Living Rich with Coupons

Last Minute Gift Idea! Walgreens Photo has some great same day pick up offers available! You could grab a last minute gift from here! $0.

Photos 98
article thumbnail

Buying A House In 2023: A Step-By-Step Guide

Savings Corner

This year may go down in real estate history as the year of correction. After a pandemic-fueled, seller-benefitting boom — with bidding wars, inventory shortages and spiraling prices all over the country — the housing market began to cool down in 2022. The impact of inflation and fast-rising interest rates dampened buyers’ interest, causing sales to slow and price appreciation to decelerate.

article thumbnail

Dollar General Penny List & Markdowns | December 26, 2023

Penny Pinchin' Mom

The post Dollar General Penny List & Markdowns | December 26, 2023 appeared first on Penny Pinchin' Mom. Merry Christmas, everyone! Just to let you know, there aren’t any pennies this week, but some excellent Christmas item markdowns will be available starting December 26, 2023. Looking for tips on Dollar General Penny Shopping ? Penny List No pennies this week Markdowns Christmas Candy – 25% off Holiday Air Care – 25% off Christmas Bake – 25% off Holiday Picn

article thumbnail

3 Best 3-Month CD Rates for January 2024

Savings Corner

On a monthly basis, we compare rates at over 30 financial institutions, pulled from our full list, that we’ve seen to be consistently competitive. On a quarterly basis, we analyzed our full list, excluding banks that offered brokered CDs, since those accounts work differently from standard bank CDs. Higher rates might be available elsewhere. We took a close look at over 90 financial institutions and financial service providers, including the largest U.S. banks based on assets, internet search tr

CD 52

More Trending

article thumbnail

What Is Financial Planning? | Bankrate

Savings Corner

Financial planning is any type of strategizing around the financial aspects of your financial life. These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. In short, if it involves finances, then there’s a way to plan for it and optimize the outcome.

Goals 52
article thumbnail

Dole Canned Pinapple as low as $1.50 at Stop & Shop | Just Use Your Phone

Living Rich with Coupons

Through 12/24 Stop & Shop has Dole Canned Pineapple on sale for $2 each. We have a $1.50 EACH Dole Pineapple Selected Varieties. 15.25-20 oz. can. Limit 4 Items, Stop & Shop eCoupon, exp. 12/28 available. Pay $1.50 after stacked offers. *as always with all deals please check in store or in your local ad for.

Dole 52
article thumbnail

5 Best Healthcare Stocks to Buy in 2023

Savings Corner

Everybody needs healthcare — or will, at some point. And, when there’s something everyone needs, there’s a huge opportunity for investors. About $8.3 trillion is spent on healthcare globally. Almost half — roughly $3.8 trillion — is spent in the U.S. With the healthcare sector growing significantly faster than the overall global economy, the numbers will almost certainly be much larger by the end of the decade.

article thumbnail

Poland Spring or Nestle Pure Life Multipack Water 3/$10.88 at Stop & Shop | Just use your phone

Living Rich with Coupons

Through 12/28 Stop & Shop has Poland Spring or Nestle Pure Life Multipacks priced at $6.29 and $6.49. We don’t have any paper coupons available, but we do have a Pay 3/$10.88 Poland Spring or Pure Life Water, eCoupon available, making the final price $10.88 for 3 multipacks. *as always with all deals please check.

Nestle 52
article thumbnail

13 Best 6-Month CD Rates for January 2024

Savings Corner

On a monthly basis, we compare rates at over 40 financial institutions, pulled from our full list, that we’ve seen to be consistently competitive. On a quarterly basis, we analyzed our full list, excluding banks that offered brokered CDs, since those accounts work differently from standard bank CDs. Higher rates might be available elsewhere. We took a close look at over 90 financial institutions and financial service providers, including the largest U.S. banks based on assets, internet search tr

CD 52
article thumbnail

Merry Christmas from Living Rich with Coupons

Living Rich with Coupons

Merry Christmas As the deals wind down, the presents are wrapped and our kitchens are busy preparing Christmas meals and desserts, I wanted to take a moment and wish you all a very Merry Christmas. All day Christmas Day we will be sharing some great resources that will help you start saving in the new.

article thumbnail

What Is A Fiduciary? | Bankrate

Savings Corner

Portions of this article were drafted using an in-house natural language generation platform. The article was reviewed, fact-checked and edited by our editorial staff. A fiduciary is someone who acts in the best interests of others. In the case of a financial advisor , the National Association of Personal Financial Advisors (NAPFA) specifies that a fiduciary should always act in the best interests of their clients.

Work 52
article thumbnail

Track Santa with the Free Norad Santa Tracker

Living Rich with Coupons

Santa Tracker 2023 – Have some fun tracking Santa with the Santa Tracker 2023! Watch him travel around the world delivering presents to sleeping children. You can track him on Norad Santa Tracker 2023. And now, you can even track him on your smartphone. Or catch Santa on facebook Yep, Santa is on twitter! ?.

Watches 52
article thumbnail

The Complete Guide to Buying a Franchise

Savings Corner

Unlike creating your own business, franchisees pay a royalty and initial fee for the right to operate under a franchisor’s established brand and business model. Buying a franchise, therefore, can be an advantageous way to start a business , but you’ll typically need a large upfront investment to get off the ground. Here’s what you need to know to buy and open your own franchise.

article thumbnail

Over $75 in New ShopRite eCoupons -Save on Mott’s, Kinds Hawaiian, Friendly’s & More

Living Rich with Coupons

ShopRite Digital Coupons 12/24/2023 – New ShopRite eCoupons are available again today! There are over $75 worth of new eCoupons to clip to your card. Here are the eCoupons you can find: Save $3.

Vicks 52
article thumbnail

First-Time Homebuyer Loans And Programs

Savings Corner

Tony Anderson/Getty Images: Illustration by Issiah Davis/Bankrate If you’ve never owned a home before, you might qualify for a first-time homebuyer loan. Below is a comprehensive guide to your options. What is a first-time homebuyer program? First-time homebuyer programs help make homeownership more affordable for people who haven’t ever owned a home (or haven’t owned a home in some time).

article thumbnail

Hass Avocados Only $0.75 at ShopRite! {Super Coupon}

Living Rich with Coupons

Here is another great deal. Through 12/31, ShopRite has Hass Avocados on sale for $1.29 We have this Save $2.16 on Hass Avocados When you Buy FOUR (4) Fresh. With an additional purchase of $10.00 or more (excluding fuel and items prohibited by law), ShopRite eCoupon, exp. 12/31/2023 available to clip, making.

Fuel 52
article thumbnail

3 Best Small-Cap Stocks to Buy in 2023

Savings Corner

Some of the best stocks to buy in the past 25 years started as small-cap stocks. Amazon ( AMZN -0.27% ) was a $7 stock in 1998, and Tesla ( TSLA -0.77% ) had a market valuation of just over $1 billion in 2010. Of course, not every small-cap company becomes a giant. Investing in small companies can be rewarding, but it also comes with risks that investors need to understand.

Buy 52
article thumbnail

Smithfield Hometown Bacon Just $2.99 at ShopRite!

Living Rich with Coupons

Through 12/30, ShopRite has the Smithfield Hometown Bacon on sale for $3.99. We also have these offers available: $1/1 Smithfield Premium Bacon 12 oz, exp. 12/31/2023 Save $1.00 on Smithfield Bacon When you Buy ONE (1) Any Variety 12-oz. pkg.

Buy One 52
article thumbnail

Stock Market Sectors: 11 Official GICS Groups

Savings Corner

A stock market sector is a group of stocks that have a lot in common with each other, usually because they are in similar industries. There are 11 different stock market sectors, according to the most commonly used classification system, known as the Global Industry Classification Standard (GICS). We categorize stocks into sectors to make it easy to compare companies that have similar business models.

article thumbnail

How to Get Your Free Credit Reports From the Major Credit Bureaus

Savings Corner

Federal law gives you free access to your credit reports from the three major credit bureaus: Equifax, Experian and TransUnion. Using the government-mandated AnnualCreditReport.com website is the quickest way to get them, but you can also request them by phone or mail. Those reports — which previously had been limited to once a year — are permanently available weekly to help consumers manage their finances.

Credit 52
article thumbnail

The Pros And Cons Of Hiring A Financial Advisor

Savings Corner

A financial advisor can be a wonderful resource for getting your finances in order, offering you expert advice across a range of financial matters. But financial advisors are not all created equal, and those looking for an advisor must understand the potential drawbacks of using one. Here are the pros and cons of hiring a financial advisor and the key things you need to know.

Goals 52
article thumbnail

What Is a Stock Market Index? Defined and Listed

Savings Corner

A stock market index shows how investors feel an economy is faring. An index collects data from a variety of companies across industries. Together, that data forms a picture that helps investors compare current price levels with past prices to calculate market performance. Some indexes focus on a smaller subset of the market. For example, the Nasdaq stock index closely tracks the technology sector.

2000 52
article thumbnail

Best Money Market Account Rates of 2023 (up to 5.30%)

Savings Corner

What is a money market account? A money market account is a deposit account that shares some checking and savings accounts features. Most banks offer this account type. Money market interest rates are comparable to those found with savings accounts, with the best money market rates around 0.50% APY or higher. Unlike most savings accounts, money market accounts often come with checks and debit cards for direct fund withdrawal.

Money 52
article thumbnail

Average Savings Account Interest Rate For December 2023

Savings Corner

Images by Getty Images; Illustration by Issiah Davis/Bankrate The average savings account rate is a benchmark for the overall interest-rate environment, but it’s not a rate you should settle for. Rather, aim for an annual percentage yield (APY) many times the national average, such as those offered by high-yield savings accounts. It’s easy to find a high-yield savings account that offers a competitive return with a no or low minimum balance requirement.

article thumbnail

How to Invest in Stocks: Step-by-Step Beginner’s Guide

Savings Corner

3 Most Important Financial Statements Emotions in Investing: How to Manage Stock Market Anxiety & Stress Futures Trading: Everything You Need to Know For Investors: Business Valuation 101 11 Up-and-Coming Stocks to Invest In When to Sell Stocks — for Profit or Loss Best Compound Interest Accounts How Many Shares Should I Buy of a Stock? Selling Stock: How Capital Gains Are Taxed Market Order vs.

article thumbnail

Best Personal Loans of December 2023

Savings Corner

*SoFi Personal Loan Disclaimer Fixed rates from 8.99% APR to 25.81% APR reflect the 0.25% autopay interest rate discount and a 0.25% direct deposit interest rate discount. SoFi rate ranges are current as of 05/19/2023 and are subject to change without notice. The average of SoFi Personal Loans funded in 2022 was around $30K. Not all applicants qualify for the lowest rate.

article thumbnail

9 Best IRA Accounts for December 2023

Savings Corner

Merrill Edge® Self-Directed Best for: Hands-off retirement savers Merrill Edge is a solid choice for those whose primary goal is to save for retirement, as the broker has copious resources on retirement and wealth planning. It’s also a great fit for Bank of America customers, as the bank owns Merrill and the investment side is well integrated with the bank.

article thumbnail

Cheapest Life Insurance Companies of 2023

Savings Corner

This advertising widget is powered by HomeInsurance.com, a licensed insurance producer (NPN: 8781838) and a corporate affiliate of Bankrate. The offers and clickable links that appear on this advertisement are from companies that compensate Homeinsurance.com LLC in different ways. The compensation received and other factors, such as your location, may impact what ads and links appear, and how, where, and in what order they appear.

article thumbnail

The Best And Worst States To Retire In 2023, Ranked

Savings Corner

To move or not to move when you retire? That’s the big question. Picking a place to retire is one of life’s most consequential decisions — and ultimately, a deeply personal choice. You may want to settle down by the beach or in the mountains. Maybe you prefer golf over cross-country skiing, or you just want to be near your kids or grandkids. With all these possibilities in front of you, you may not know where to start.

Iowa 52
article thumbnail

How to Minimize Taxes in Retirement

Savings Corner

When you’re a retiree, taxes can eat into your available income and leave you with less to live on. It’s important to remember that taxes don’t stop once you’re retired, but you can take steps throughout your working life to minimize your IRS obligations later. Image source: The Motley Fool Understanding the tax rules applicable to retirees is important even for younger Americans because many decisions to reduce your future tax bill need to be made early.

Taxes 52
article thumbnail

Net Worth Defined: What Is My Net Worth?

Savings Corner

Net worth defined Net worth is assets minus liabilities. Or, you can think of net worth as everything you own less all that you owe. Find your net worth by using our net worth calculator. What is my net worth? To calculate your net worth, take inventory of what you own, as well as your outstanding debt. And when we say own, we include assets that you may still be paying for, such as a car or a house.

article thumbnail

Best Balance Transfer Credit Cards of December 2023

Savings Corner

Wells Fargo Reflect® Card When you’re staring at a lot of high-interest credit card debt, you might be thinking you need as long as you can get to pay it off. That’s where a card like this shines. It has one of the longest intro APR terms we’ve seen, giving you 21 months from account opening at an introductory 0% APR. The go-to 18.24%, 24.74%, or 29.99% Variable APR applies at the end of the intro period (see rates and fees ).

article thumbnail

Car Insurance Rates by State for 2023

Savings Corner

This advertisement is powered by Coverage.com, LLC, a licensed insurance producer (NPN: 19966249) and a corporate affiliate of Bankrate. The offers and links that appear on this advertisement are from companies that compensate Coverage.com in different ways. The compensation received and other factors, such as your location, may impact what offers and links appear, and how, where and in what order they appear.

article thumbnail

16 Best IRA Accounts of December 2023

Savings Corner

Note: Some of these promotions won’t apply for first-time depositors, due to IRA contribution limits of $6,500 in 2023 ($7,500 if age 50 or older) and $7,000 in 2024 ($8,000 if 50 or older). We’ve included promotions with low deposit requirements where available. How do I choose an IRA account? Picking the best IRA account will depend a bit on what matters most to you.