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Emergency Funds: Emergencies Happen When You Least Expect It

Family Balance Sheet

What got us through.our emergency fund. Had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. How Much Do You Need in an Emergency Fund?

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2012 Financial Goals

Family Balance Sheet

Increase Family Emergency Fund to Six Months Salary. Our 2002 Honda Civic has 125,000 miles and still runs well, but we don't want to have to take out a loan when it is time to replace the vehicle. They seem insurmountable to me as I stare at them, but they are important to my family's well-being. Thanks for reading.

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Do You Have A Plan for Replacing Your Appliances?

Family Balance Sheet

I don't want to drain the emergency fund, which could easily happen when the AC needs replaced. Did you know that you need to clean the outside of your refrigerator as well as the inside? We certainly don't want to go into debt either. My main concern is that AC unit. Do they have filters that need replaced regularly?

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Carnival of Personal Finance #316- Family Edition

Prairie Eco-Thrifter

Families are our rock, our support system, and our fans. Squirrelers from Squirrelers presents The Case for a Bigger Emergency Fund. Is the conventional advice of keeping a 3 to 6 month emergency fund still valid? This article discusses why it might be better to have a bigger emergency fund.

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Find out how Charissa and Her Husband Paid Off $7665 of Debt and Cash Flowed College

Family Balance Sheet

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . However, since paying off our debt, I have become a much bigger fan of the baby steps laid out by Dave Ramsey and really see the wisdom in paying off debt in that fashion. Today’s Debt Free Story is from Charissa.

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