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Small Money Mistakes That Have Big Consequences

Prairie Eco-Thrifter

Not Having an Emergency Fund It is dangerous to spend every cent you earn and not to have buffer against illness, injury, job loss or hard economic times. Make establishing an emergency fund a priority. Get rid of ones you don’t need; stopping some of these never-ending payment plans is a great way to start savings.

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Down Payment on a House: How Much Do You Really Need?

Savings Corner

NerdWallet’s Best-Of Award Winner Best Mortgage Lender For Cash-Out Refinancing NBKC: NMLS#409631 5.0 It offers a significant volume of cash-out refinancing with unusually low origination fees. Nerdy Tip Making a lower down payment can get you to your goal of homeownership more quickly. What is a down payment?

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Our 2017 Debt Freedom Plan Update

Family Balance Sheet

Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Over the years, we took advantage of low interest rates and refinanced and transferred the loan several times. Our goal is still debt freedom. Build up our Emergency Funds to 3-6 months of expenses.

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