Motherhood Moments

JANUARY 18, 2023

Prepare ahead of time and create a bare bones budget that includes only your essentials — think food, shelter, clothes, transportation and insurance — so you have a plan in the event that you experience a loss of income or need to cut expenses suddenly. An emergency fund is vital regardless of the larger economic climate.

Recession 100

Recession Finance Emergency Fund Debt 100

Penny Pinchin' Mom

DECEMBER 17, 2023

I have a bunch of lovable relatives (my nuclear family) who believe we are somehow made of money. You want people to live a quality life, and you want them to enjoy that life, and that requires some spending money. It should be 6x that, and then you have your minimum emergency fund figure. Family finances can be tricky!

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Penny Pinchin' Mom

DECEMBER 17, 2023

The post The Age Old Question: Should You Pay Off Debt or Save? Should you pay off debt or save? You are one emergency short of losing track of your finances. If you are confused about whether you should pay off debt or save, you are not alone, although everyone’s financial situation is different.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

MAY 30, 2012

So, in this article, we’re going to look at 10 small money mistakes that many people make, often unaware of the impact they are having on their financial security. Controlling careless spending of even $5-10 a week and putting it into savings, can add up significantly over time. It’s wasted money.

Money 235

Money Emergency Fund Debt Financial Goals 235

Prairie Eco-Thrifter

JANUARY 30, 2013

You never know when an emergency will arise. This emergency might be one related to a natural disaster, or it might be a financial emergency, such as a job loss. In some cases, you might experience a financial emergency at the same time that you experience a natural disaster.

Emergency Fund 211

Emergency Fund Job Loss Transportation Staying Warm 211

Family Balance Sheet

SEPTEMBER 9, 2014

Part of that is because when you have less debt, you have more money. Your money stays yours, so you can make it work for you. We also went through multiple job losses, surgeries, huge car repairs, etc. We both were sick of money issues and the stress that goes with that. We hit everywhere in between.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236