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Financial Success: It’s Not Always About Your Income

Prairie Eco-Thrifter

My husband and I were graduate students with loans and credit card debt, and we were certain that a higher income would solve all of our problems. This means that after we take care of retirement and emergency fund contributions, and after everything else is taken care of, we have enough to do what we like.

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Our Big Financial Goal for 2016

Family Balance Sheet

At the time, we had 4 business loans and 1 student loan that were weighing on us, so we created our Debt Freedom Plan. I have made a pact with myself that if I don’t already own something that I need, I will either: make do with what I have, find said item at a thrift store, borrow, or forget about it. The Game Plan: 1.

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Our 2018 Financial Goals

Family Balance Sheet

Move up the Student Loan Payoff Date. I want to challenge myself to rethink our purchases by taking advantage of more cost effective solutions, like borrowing, buying second hand, or just making do with what we already have. Save a starter Home Emergency Fund. An Update on Medi-Share – September 2017.