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How We Frugal-ed in June 2023

Family Balance Sheet

This update includes how we frugal-ed in April, May, and June. You may have heard that interest rates on some savings accounts have gone up, so I pulled my head out of the sand and transferred the cash portion of our college savings to two separate savings vehicles: a 15-month CD and a high-yield savings account.

Frugal 100
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Best Credit Cards – December 2023

Savings Corner

You may also have the option of redeeming points for credit on your statement, just like cash back. Secured credit cards, as mentioned above, require a refundable security deposit, which is usually equal to your credit limit. With some cards, particularly travel credit cards, it may be the perks that provide the bulk of the value.