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Our 2023 Financial Goals

Family Balance Sheet

I cried for days and we celebrated the occasion with a family cruise a few months later. Also that year, I wanted to create an In Case of Emergency (ICE) binder for my family. I did achieve this goal and ended up calling it our Family Vital Information Binder. Travel and vacations will always be a part of our budget.

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Meet a Reader | Gretchen from Oregon

The Frugal Girl

We spend most of our time seeing friends and family, participating in our church activities or working on our property. but can use our money to enjoy life now and meet our family’s needs while still being responsible for the future 5. We also have three cats! I do a lot of our cooking from scratch which takes a lot of my time!

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Can You Cut Expenses by a Half Million Dollars?

Prairie Eco-Thrifter

By exercising at home instead of paying gym fees we saved $600 per year for 17 years ($10,200). By feeding our family of four at home for 20 years we saved $168,768. After the kid’s left home hubby and I saved another $84,384. We took infrequent vacations. 40,720 Home Repair.

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2019 Debt Freedom Plan Update

Family Balance Sheet

5 – Cash flow a family trip to celebrate. . We never stopped taking vacations, but our trips were mostly camping in our pop-up or renting a beach house with other families. 6 – Increase our emergency funds for the home & office to 3 – 6 months worth of expenses. Start Additional Savings Accounts.

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Realistic Ways to Save Money Each Month

Saving Everyday

I vividly remember him saving his change all year and having us kids roll it for vacation. We got $20 each for doing it, and that was our vacation spending money. Pro tip: If I find a printer that we need at Staples, I take a picture of the product number and go home and order it. Trade services with your friends and family.

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What Is A Home Equity Loan?

Savings Corner

If you or a family member needs a procedure, treatment or long-term care that isn’t fully covered by insurance, a home equity loan could be a good way to handle the costs. While both of those kinds of big expenses can be fun, they are not reasons to hock your home. You also don’t have to host a wedding (go to the courthouse).

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