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First-Time Homebuyer Loans And Programs

Savings Corner

The majority of buyers look to 3 percent down conventional loans or low- or no-down payment government-backed loans. Low-down payment conventional loans Conventional loans are the most popular type of mortgage, and only require 3 percent down. percent down, or a credit score as low as 500 with at least 10 percent down.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Get started: Shop around with at least three lenders or a mortgage broker to increase your chances of getting a low interest rate. Negotiate repairs and credits Your home inspection may reveal a few issues, especially if it’s an older home. They will work with the seller’s agent to come to an agreement about repairs or credits.

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What Is A Home Equity Loan?

Savings Corner

Home equity loans are best used for five-figure renovation or repair projects — which can garner you a tax deduction on their interest — or to consolidate other debts. Tax advantages: You could be eligible for a tax deduction if you use the loan proceeds to substantially improve or repair the home.

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

No-closing-cost refinance Caret Down A no-closing-cost refinance is a type of low-cost refinance that allows you to refinance without paying closing costs upfront. Let the lender or appraiser know of improvements, additions or major repairs you’ve made since purchasing your home. This could lead to a higher refinance appraisal.

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CVS Coupon Matchups Week of 5/8/16

For the Mommas

If you are new to coupons, consider checking out our FAQs on how to get started! bonus and trial] $2/1 Colgate Optic White High Impact White, Total Daily Repair, Enamel Health or Sensitive Smart White Toothpaste, exp. 1 Colgate Total Daily Repair Toothpaste printable [3-oz.+] $0.50/1 7/24/16 (RP 04/24/16 R) [ETS].

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Walgreens Coupon Matchups 5/8/16

For the Mommas

If you are new to coupons, consider checking out our FAQs on how to get started! 1 Colgate Total Daily Repair Toothpaste printable [3-oz.+] $0.75/1 1 Colgate 360 Adult Manual Toothbrush printable $2/1 Colgate Optic White High Impact White, Total Daily Repair, Enamel Health or Sensitive Smart White Toothpaste, exp.

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Rite Aid Coupon Matchups 4/24/16

For the Mommas

If you are new to coupons, consider checking out our FAQs on how to get started! Joseph Low Dose Aspirin Printable [90-ct.+] $0.50/1 5/31/16 (SS 04/24/16) $3/1 Kerasal Intensive Foot Repair, exp. 5/31/16 (SS 04/24/16) $3/1 Kerasal Intensive Foot Repair, exp. This will make your shopping trip easier!

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