Savings Corner

APRIL 4, 2024

Before you apply for a personal loan, it can help to look over your lender’s FAQ pages to see if you will be able to qualify. Employer and income verification, like pay stubs and bank statements. Make sure to keep your credit score in the best shape possible and work on paying off debt to lower your debt-to-income ratio.

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Savings Corner

DECEMBER 24, 2023

Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. Debt consolidation is the process of combining several debts into one new loan. The goal is to streamline payments, lower interest, and pay off debt more quickly.

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Savings Corner

APRIL 4, 2024

Consolidating high-interest debt: If you’ve been struggling to pay off debts with high costs like credit cards, a home equity loan can make a big difference in the amount of interest you’re paying. Home equity loans FAQ Does taking out a home equity loan hurt your credit?

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