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Frugal decisions.

Finally Frugal

Basically, the idea is to avoid a post-Christmas financial hangover by putting those extra dollars away in a special holiday savings account, thereby gaining a nice cushion when the gift buying season raises its expensive head once again; Second, how about starting a fund just for the car maintenance costs?

Frugal 45
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The Best Time to Buy Anything During the Year – Details

Coupons Do Work

Superbowl, Valentine’s Day, Presidents’ Day, and Chinese New Year, February is an lovely month to stockpile your kitchen. Go for the large Haas avocados during February—they can be as low as $0.57. Other Items on Sale: Tea, bedding during Winter White Sales, calendars, discount gift cards. The Love month!