Savings Corner

DECEMBER 25, 2023

Auto refinancing loans enable you to replace your current auto loan with a new one from another lender. Refinancing a car loan can be a way to lower your car payment or pay off your loan sooner, saving you money on the total interest you pay. You may want to refinance if you think you could now qualify for a lower interest rate.

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Prairie Eco-Thrifter

AUGUST 19, 2014

In the personal finance world, it’s common to focus on all the small ways you can save money each day. However, cutting these simple pleasures from your life doesn’t have to be the answer you’re looking for when it comes to your finances. About a year and a half ago I refinanced my house. Refinance Your House.

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Savings Corner

DECEMBER 25, 2023

The rate adjustments are based on a benchmark index, which in most cases is the secured overnight financing rate, or SOFR. 3-year ARM rates NerdWallet’s mortgage comparison tool can help you find competitive 3-year ARM rates today, whether you are buying a home or refinancing.

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Savings Corner

DECEMBER 24, 2023

In short, if it involves finances, then there’s a way to plan for it and optimize the outcome. A financial plan can help you direct how you organize your finances, from the small, short-term questions to the big, long-term issues. Good tax planning can create ways to minimize the long-term impact of taxes on your finances, too.

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Savings Corner

DECEMBER 27, 2023

Stride Funding Income Share Agreement An income share agreement, or ISA, is not a student loan, but graduate students may be able to use one to finance their education. Prodigy only offers variable-rate loans, which are riskier than fixed-rate options, and doesn’t lend to borrowers in all 50 states.

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Prairie Eco-Thrifter

NOVEMBER 25, 2012

Your long-term financial plan should include being debt-free (because it is a constant drain on your finances) in conjunction with a lucrative investment portfolio, which is steadily increasing your wealth. No Cost Refinancing – Pros and Cons. Are you thinking about taking out a no cost refinancing loan to help you secure a mortgage?

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Prairie Eco-Thrifter

OCTOBER 15, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. 20′s Finances: Hiring a Property Manager: What it Offers You Real Estate Investments can be time consuming.

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Prairie Eco-Thrifter

MAY 30, 2012

The same can be said about finances – it is often the little things you do, the small actions you take, that have the biggest impact on your financial security, both in the present and in the future. A budget helps you track your finances so you know exactly where you are and whether you’re on track. What have you done to rectify them?

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Savings Corner

APRIL 4, 2024

Key takeaways Home equity loans and HELOCs are both financing tools that allow you to borrow against your ownership stake in your home. Home equity lines of credit (HELOCs) and home equity loans are two similar finance tools — methods of borrowing money against the ownership stake you have in your home. Home equity loan: What is it?

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Prairie Eco-Thrifter

NOVEMBER 2, 2011

Without clear knowledge of your finances you will not be able to make an informed decision regarding whether taking out a loan is necessary and sensible. Related posts: No Cost Refinancing – Pros and Cons. So, have you taken a loan out recently? Or, are you planning to do so? . This post was provided by Epiphany. .

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Family Balance Sheet

OCTOBER 16, 2017

I could talk all day about personal finance and money-saving strategies, but my husband, while very responsible with money, just doesn’t feel the same way. To keep the communication flowing, I created my very first Balance Sheet to give my husband a snapshot of our household and business finances. It was tricky at first.

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Savings Corner

APRIL 4, 2024

Lenders consider it when approving you for a mortgage or other home-based financing. Cash-out refinancing: With a cash-out refinance, you replace your existing mortgage with a new, larger mortgage. Combined loan-to-value ratio (CLTV) Lenders calculate your CLTV or combined loan-to-value ratio when you apply for a second mortgage.

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Savings Corner

DECEMBER 25, 2023

Among families with college-bound students, 47% think they’ll need to borrow to finance a college education, according to Sallie Mae’s 2022 College Confidence study. Recent studies on paying for college Sallie Mae study: Less than half of families with college-bound students feel confident about paying for college.

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For the Mommas

JANUARY 23, 2013

By refinancing, consumers could quickly save hundreds of dollars every year without having to make significant cuts to their budget. Consumers who are serious about their finances should also consider signing up for free credit monitoring from Credit Sesame. Consumers with better credit scores have better interest rates.

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Savings Corner

DECEMBER 25, 2023

NerdWallet’s Best-Of Award Winner Best Mortgage Lender For Cash-Out Refinancing NBKC: NMLS#409631 5.0 It offers a significant volume of cash-out refinancing with unusually low origination fees. But how much of a down payment do you really need? That depends on the type of loan, your lender and your priorities. What is a down payment?

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Savings Corner

APRIL 4, 2024

Whether you need money to pay for an unexpected hospital bill, an emergency car repair or to finance some much-needed home renovations , knowing how to get a personal loan will help make the application process as smooth as possible. Run the numbers Before taking out a loan, decide exactly how much you need to borrow.

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