Penny Pinchin' Mom

DECEMBER 17, 2023

Despite having a strict family budget , some members of my beautiful family still try to find sneaky ways to spend more than is allocated to them at any given time. Create an Emergency Fund Let’s talk personal finances— $8,883 —that’s how much American households have in terms of emergency funds on average.

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Finance Tips Finance Emergency Fund Life Insurance 52

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. For more information, please see our Insurance Disclosure. Here’s an explanation of how we make money.

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Insurance Life Insurance Cars Car 52

Prairie Eco-Thrifter

JANUARY 1, 2013

A financial advisor told me recently that the thing that really made him upset was that nearly every new client he spoke to was making the same disastrous personal finance mistakes. So let’s look at the most common personal finance mistakes and what you can do to prevent or fix them. That was me, at any rate.

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Emergency Fund Credit Cards Personal Finance Finance 272

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. For more information, please see our Insurance Disclosure. At a glance BEST HOME INSURANCE COMPANY OVERALL (TIE) 4.1

Insurance 52

Insurance Life Insurance Homeowner Insurance Cars 52

Family Balance Sheet

FEBRUARY 19, 2022

If you get a chance, find this book at your library and read it, especially chapter 17. No surprise there; I write a blog about family life and finances. But with my corporate background and interest in personal finance, my husband and I agreed that I would handle all of the day-to-day financial tasks for our home.

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Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

DECEMBER 20, 2012

To find local or regional events to do over the weekend, just do a quick internet search and go from there. Once you find something you would love to do, you can book a room for one or two nights, fill up the gas tank, and leave the world behind for 48 hours. Although life insurance sounds sensible, other.

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Vacation Travel Insurance Airfare 202

Penny Pinchin' Mom

FEBRUARY 16, 2024

You will find first-hand experience on how expensive or easy it is to maintain, the best auto shops for that model, and a lot on the car’s reliability or best practices to enhance that reliability. Pro Tip: If you aren’t too set on buying a new car, you can also find people selling their pre-owned cars in these forums.

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Cars Car Bank Banking 52

Prairie Eco-Thrifter

MAY 10, 2012

Savvy Scot presents Defining Purpose and the Importance of Moderation posted at Savvy Scot , saying, “This post seeks to find the purpose in what you are doing. Insurance and Risk Hank presents What Is Gap Insurance On Your Car And Why You Need It posted at Money Q&A , saying, “What is gap insurance?

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Money May 2012 Debt 113

Prairie Eco-Thrifter

APRIL 6, 2012

Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Find out the purpose of budgeting and whether it’s important for you. The key is to finding out what they are, then determining which are marketable! Insurance and Risk.

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Money Finance Personal Finance Real Estate 133

Prairie Eco-Thrifter

JULY 20, 2011

Guest Post Author Bio: David Bakke enjoys living frugally in Atlanta and frequently shares his best financial tips and experiences on Money Crashers , an online resource ranked as one of the top personal finance blogs online. Eventually, I staged an all-out assault on every area of spending in my budget.

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Frugal Personal Finance Frugal Life Money 174

Prairie Eco-Thrifter

JANUARY 28, 2011

We personally use Quicken and we find it works great for reviewing our finances. Live Real, Now tells us how we can save money on anything from bills to insurance. Sustainable Personal Finance tells us how they make healthy lunches from home and save. Going Frugal. Going Green. If you ask me, no.

January 124

January 2010 Personal Finance Finance 124

Savings Corner

DECEMBER 24, 2023

To find some objective answers to the where-to-retire question, Bankrate crunched a bevy of statistics on costs of living, public health and other metrics to create a comprehensive ranking of the best and worst states to retire in the U.S. Homeowners insurance in Iowa is also below the national average. 3 spot for affordability.

Iowa 52

Iowa West Virginia Healthcare Delaware 52

Family Balance Sheet

OCTOBER 16, 2017

Back in October 2003, I left a corporate career as a department store buyer with a nice reliable paycheck and benefits– including health insurance –to join my husband in the land of self-employment. You’ll find 2 net worth calculations: with and without the property value. It was tricky at first.

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Family Financial Goals Debt Calculators 100

Prairie Eco-Thrifter

AUGUST 13, 2012

Each year I try to help my kids teach their kids about personal finance. We have a week long Grandma Money Camp during which we have activities, games, books, movies and lessons about things related to personal finance. Making a garden stepping stone is not difficult or expensive, but does require some adult supervision.

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Giving Used Crafts Craft 188

Penny Pinchin' Mom

FEBRUARY 16, 2024

Get Insurance Did you know that the average life insurance cost per household is roughly $993 a year ? In my book, insurance is an absolute necessity. And I’m talking about all forms of insurance, from health to life and even home insurance. Set personal and financial goals for your savings.

Money 52

Money Insurance Debt Bulk 52

Prairie Eco-Thrifter

MAY 26, 2016

Each year I bring them together in my Grandma Rie’s Money Camp and focus on different aspects of personal finance, with saving being a focus in each camp. Because I truly believe that saving is valuable – even in a low interest rate environment- I will find a way to help them realize the value of saving.

Money 124

Money Saving Money Lowes Grandchildren 124

Prairie Eco-Thrifter

MAY 8, 2011

I am talking about spring cleaning your finances and finding more ways you can save money. Today along with the great tips from my fellow personal finance bloggers, I am going to share with you six ways you can clean up your finances this season. Read Kay’s article to find some alternate routes.

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Saving Money Money Credit Cards Insurance 232

Family Balance Sheet

MARCH 4, 2015

Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. It forces me to evaluate what’s going on in my life and to find a healthier way to meet my needs that won’t get me into debt. It’s easy to get out of debt.

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Debt Credit Cards Debt Free Student 100

Prairie Eco-Thrifter

JANUARY 14, 2012

After that, while you all primed and interested in personal finance, continue and read the awesome articles that were written across the web this week regarding personal finance and enhancing your lifestyle. This post discusses the top 10 myths about life insurance. Take a moment to watch them. Penge Snak!:

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Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

JANUARY 21, 2011

Young and Thrifty looks at Canadian vs. US Travel rewards cards and finds that the canucks are being short changed. We personally have CIBC Aeroplan cards which we find work great. Personal Finance by the Book shares with us the nuts and bolts of budgeting and how we can be best equipped to manage our money better.

January 124

January Emergency Fund Personal Finance Finance 124

Family Balance Sheet

APRIL 12, 2016

I work in Finance/Accounting for a large corporation but I have also started a company called Every Single Dollar , which focuses on personal finance for single women. Also find inexpensive entertainment in your area – there are lots of free events in your local communities to take advantage of.

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Credit Cards Debt Debt Free Student 100