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30 Free but Thoughtful Christmas Gift Ideas

Family Balance Sheet

They will appreciate the thoughtfulness and might also be looking to reduce the sheer amount of unnecessary stuff that comes into their homes during the holidays. These ideas are gifts of time, creativity, and skills. 30 Free (but Thoughtful) Christmas Gift Ideas: 1. What are your hobbies and/or skills?

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Black Friday 2011: Printable Retail Coupons

Saving With Shellie

Bath & Body Works – Free Gift with any $10 purchase. Hobby Lobby – 40% off regular priced item ( Expires 11/26 ). DEAL ALERT: Get great Holiday gifts from No More Rack and score $10 off a $20 purchase. Unless noted, all coupons are valid through Sunday (11/27). Build-a-Bear – $5 off $25.

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

10 – Rethink your gift spending and create a budget for the year. Plan your gift-giving for the year using my FREE Gift Spending excel spreadsheet that I offer to email subscribers. Challenge yourself to give a thoughtful gift without spending a lot of money. What is your skillset? What is your craft?

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25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

8 – Rethink your gift spending and create a budget for the year. Plan your gift giving for the year using my FREE Gift Spending excel spreadsheet. Challenge yourself to give a thoughtful gift without spending a lot of money. There are many gift ideas that don’t cost a dime. What is your craft?