article thumbnail

Saving Tips & Free Crediting Monitoring

For the Mommas

According to the Wall Street Journal, 88% of resolutions fail, so the key here is to set small, achievable goals that add up to a whole lot of savings. There are websites out there that will allow you to set a goal. Do you really need cable television or can you make do without? Spending Less.

article thumbnail

"Potential Accomplishments" and The Natural Magic of List-Making: Creating a Master~List

Frugal Luxuries

The mere act of writing it out has already primed my thoughts and attitude toward my goals for the month and.as My micro-goals for achieving this are layered and consist of a series of tasks such as bringing the extra television downstairs to replace the old one in the nook. What are your goals for this month? the carpet.

Making 40