article thumbnail

8 Action Steps for a Frugal February!

Family Balance Sheet

Unfortunately, many people abandon their New Year’s goals by mid-January and everything goes downhill from there. February is a good month to hit the reset button and go back to that feeling of anticipated accomplishment that we had on January 1st when we made our goals. So I am declaring a Frugal February.

February 130
article thumbnail

Our 2023 Financial Goals

Family Balance Sheet

In 2021, I wanted to increase our savings but didn’t attach any number to it, so we floundered that year away. In 2022, I wanted to do a major purge of our home , and that lasted until about January 15 of 2022 when I reorganized our kitchen cabinets. After our mortgage, grocery spending is our next largest expense.

article thumbnail

Take Control of Your Money in 2015

Family Balance Sheet

Every January 1, I get caught up in the hopeful feeling of the upcoming new year. My husband and I make some financial goals at the start of every year. In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend.

2015 100