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Meet a Reader | JenRR from the Midwest

The Frugal Girl

As our family and household income grew, my husband and I made it a goal to put more money aside for emergencies, retirement, college, home improvements, etc. We ending up buying our current home in 2015, when local prices and interest rates were significantly lower. What’s your best frugal win? Childhood joy.

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DIY Ways to Save on Summer Cooling Costs for Your Home

Saving Cents With Sense

Your local home improvement store will have a selection of awnings. Research the variety of solar shades online that reduce the heat, but allow light to still come through. Home improvement stores have a selection of fan styles with features including built in lighting kits and remote control operation.

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How Long Should You Keep Financial Documents

Family Balance Sheet

However, you should print any canceled checks or year-end statements that you would need for tax purposes, ie - charitable contributions, home improvements, business expenses, mortgage payments, etc. Permanent home improvement bills should also be kept while you still own your home.

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How To Haggle For A Bargain

Prairie Eco-Thrifter

I think I have become pretty darn good at it, and I will even haggle successfully at big chain stores like Macy’s, Home Depot, and Best Buy. Whenever I go into a furniture store I will immediately ask the sales associate what is the best price he/she could give me on whatever item I’m interested in. Quantity Discount.

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How I Organize My Paper Files and Filing Cabinet

Family Balance Sheet

During that process, I researched and reported back to you how long you should keep your financial documents. I use hanging files with tabs and manila folders to divide my categories and sub-files, depending on the amount of documents that I am storing. Do you still keep and store paper files or have you gone completely digital?

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DIY – Getting a Handle on New Carpet

Saving Cents With Sense

While the Internet is a great tool for exploring price and quality options, there’s no substitute for going to the store and running your fingers through the pile. Carpet specialty stores are a good place to browse, but you are no longer locked into buying from stores that deal exclusively in flooring.

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Five Home Renovation Savings Tips

Prairie Eco-Thrifter

Take the time to learn any requisite skills, either by reading, learning online or perhaps attending some of the home improvement big box store presentations and skill shops. I found wood frames for my national park posters and a wildlife themed shower curtain at the local thrift stores. Trade services.